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Batten down the hatches.....
Comments
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Hi Ena
I hope you have a peaceful xmas and enjoy the break! I did a fpf but on Thursday
I always find that the closer I am to the finish line, the harder it is to keep going, so you must be really near to changing the things you don't like
Best wishes xxxx GonnaJan 20 - NST challenge
Jan 20 0%cc debt 7700/77000 -
You have decluttered so many things! Well done.
Sorry you have to return to work in January but enjoy the time you have off.
There will come a time when you no longer work there...
Happy Christmas and thanks for all the inspiration you provide all year longIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Merry Christmas Ena - enjoy the time off...Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
GoingToDoIt wrote: »Hi Ena
I hope you have a peaceful xmas and enjoy the break! I did a fpf but on Thursday
I always find that the closer I am to the finish line, the harder it is to keep going, so you must be really near to changing the things you don't like
Best wishes xxxx Gonna
Hopefully this coming year things will change. Feels like a long time comingHope you've had a great Christmas xxx
doingitanyway wrote: »You have decluttered so many things! Well done.
Sorry you have to return to work in January but enjoy the time you have off.
There will come a time when you no longer work there...
Happy Christmas and thanks for all the inspiration you provide all year long
Ah thanks DIA, still got loads j could get rid of but I am pleased with how much has gone! I'm trying not to think about work cause it's already stressing me out but I need to use that as motivation to leave quickly once everything is in place. 2017 will be the year I leave that job! Hope you've had a lovely Christmasx
crazy_cat_lady wrote: »Merry Christmas Ena - enjoy the time off...
Thanks CCL, it's going far too quick :eek: Hope you had a good one!Debt Apr 15 - £6895.44Apr 17 - £2500
Dec 17 - £560
July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
Evening
I've had a really lovely Christmas, spending time with my brother and SIL, seeing other family and generally just chilling........and a bit of over indulgence with food :eek::rotfl: It was lovely to be back in my home town too and it's reinforced my feelings that it'd the right move for my character
They had some of their friends over and they were lovely, they're all close and there for each other and I realised that I don't have those kind of friendships in my current town. I'm not expecting to foist myself on them and their friends all the time when I move back but it would be nice to be on the fringe occasionally. But then I do have my own friends in my home town, and maybe a few friends I can reconnect with........as well as potential new friends
Friday 23rd December
* NSD
* 0nep0ll surveys
* Opini0n Outp0st surveys
* PA survey
Saturday - Christmas Eve
* £15 for a Virg1n Experi3nce as a thanks to my brother and SIL for having me for Christmas, via TCB with £1.65 tracking
* £1.52 tracking for something my SIL bought online, via my TCB
* £1.50 to a charity collector
* £11.55 in C0sta
* £1.49 for a pretty reduced price bauble
* £3 in Th0rntons
* £9.06 in Asd@ on a few nibbles for tonight
Sunday - Christmas Day
* NSD
* Youg0v survey 50pts - can't believe they sent one on Christmas day! And that I filled it in :rotfl:
Monday - Boxing Day
* NSD
Tuesday 27th
* £11.55 in C0sta
* £13.97 in H0mesense but £5.49 was on a pressie for a friend's birthday
Wednesday 28th
* £42.47 in M0rrisons but one of my YS things has gone through at full price so I'll pop back soon for my 36p!
* £16.69 for special cat food
* 0nep0ll surveys
* Youg0v survey
* PA survey
* Opini0n Outp0st surveys and £2.50 redeemed and transferred to my overpayments account
* £1.18 sweep into my FD savings account
* £2.73 sweep into my overpayments account
Thursday 29th
* £12.35 in H0me Barg@ins on a few essentials and a fitted sheet
* £38.56 in Asd@ on some sale stuff. I got 2 pairs of socks for pressies, decorations,!wrapping paper, duvet set, 2 picture frames, leggings and a dress (which is going back so I can get cashback)
* £41 in Asd@ online for the dress I bought earlier and a coat via TCB, with £1.80 tracking
* £1.03 on YS pork chops
* PA survey
Today
* £75.77 at the vets. My older cat isn't well so this was for a consultation and treatment. Thank goodness I've been saving money for both my cats :T
* Opini0n Outp0st survey
* 0nep0ll surveys
I've got no plans for the rest of my time off, and no plans for NYE. I don't really like New Years Eve and I'm much happier staying at home, especially this year cause of poorly cat. In previous years, I've said yes to a night out then had a crap time. Probably my fault for expecting the best night everrrrr :rotfl::rotfl: Anyway, start the new year as I mean to go on........in my pyjamas lolling on the sofa eating chocolate :rotfl::D;)Debt Apr 15 - £6895.44Apr 17 - £2500
Dec 17 - £560
July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
I'm going to do the penny challenge in 2017 so in exactly a year and a day from now I should have £667.95 :T I'm doing it slightly different though to what you're meant to do as I don't deal much with cash so I'm doing it online (just opened my 16th instant saver account with Nati0nwide
and wondering if I can find enough excuses to open up another 4 for a nice even 20
) and in random order as it'll be too hard to save the larger amounts towards the end of the year when I'm likely to be earning much less. Wish me luck
Debt Apr 15 - £6895.44Apr 17 - £2500
Dec 17 - £560
July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
Hi Ena,
Wow! 16 instants savers?!!! I have 5 and was thinking that was too many so was going to close one :rotfl: However, you've inspired me to keep it open and join you in the Penny Challenge. I like the idea of moving pennies around online each day... will be a good excuse to log on to online banking every day and keep tabs on myselfI think I'm also going to do it slightly differently and start it from Dec 01st so that i can finish on Nov 30th and use the £667.95 for Christmas spends. So I'll log onto Nati0nwide in a wee while and plonk £4.96 in my (currently empty, 0.5%) instant saver to cover this month and then carry on as usual by moving just 32p tomorrow. Woohoo! £667.95 by Christmas 2017!! We'll be rich Ena, rich I tell you. :j Best of luck with the challenge... and with everything else you plan and wish for in 2017 xx
If you can dream it, you can do it - Walt Disney0 -
BettyBones wrote: »We'll be rich Ena, rich I tell you. :j Best of luck with the challenge... and with everything else you plan and wish for in 2017 xx
Rich beyond our wildest dreams :rotfl:;);):D
Thanks Betty, best of luck with the penny challenge too. I'm going to copy you and back date mine to the 1st December so the money is ready for next Christmas
Ah go on, go on, go on.........open up some more accounts :rotfl:
Wishing you a wonderful 2017:)
Debt Apr 15 - £6895.44Apr 17 - £2500
Dec 17 - £560
July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
It's here......the end of the year! I'll be spending the first few days still writing 2016 :rotfl:
I've chilled out today mostly, with brief visits to the spare room to sort my junk / craft stuff out. I found all my old beloved Nancy Drew books in a box earlier. I tried to pass them to my niece a few years ago but she wasn't much of a reader and now she's 16, I think she's a bit old, so I've put them on a shelf for now. It was only about 5 years ago that I found out that the author of the books, Carolyn Keene, wasn't even a real person :eek: It was a load of different ghost writers writing under that name! Ruined my childhood memories :rotfl: But maybe not quite as much as the trauma of watching Button Moon as an adult and seeing the puppeteers arms moving :eek:;):D
New Year's Eve
* NSD
* Youg0v survey
December stats
PA - £15.87....................total YTD £265.24
Youg0v - 1050pts/£10.50..................total YTD 6050pts/£60.50
SB - 0......................total YTD 22595
Pinec0ne - 0................total YTD £51
P0pulusLive - £7..................total YTD £125
VO - £9.50 (+ £20 awaiting credit)...................total YTD £145.25 (+ £20)
TCB - £5.77................total YTD £108.24
i-S@y - 445pts..................total YTD 7865pts
Inb0x£s - 58p..................total YTD £11.39
Other income - £50...................total YTD £840.20
Roadkill - 0..................total YTD 36p
0nep0ll - £11.70...................total YTD £55.10
Opini0n Outp0st - £12.50.......................total YTD £26
October total - £123.42 (+ £20 awaiting credit)
Drum roll please.................. total YTD - £1805.79 (+ £20)
:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T:D:D:D:D
Other totals:
• Nati0nwide sweeps - £4.63..................total YTD £86.78
• FD sweeps - £8.38.................total YTD £92.06
• NSD's - 16...............total YTD 119
• Books read - 0....................total YTD 3
• DVD's watched - 0....................total YTD 9
In December, I was aiming for
• 10 NSD's, PASS, had 16.......a record!
• 1 book read FAIL
• 2 DVD's watched FAIL
• £60 extra income PASS
• Not use the credit card PASS
Well, I've got to happy with all that :T
In January, I'm aiming for
▪ 12 NSD's
▪ 1 book read
▪ 2 DVD's watched
▪ £65 extra income
▪ 10 items decluttered
I'm sure I've got other goals for the year so I'll post about them soon.
Wishing everyone a very happy, healthy and prosperous 2017. XxDebt Apr 15 - £6895.44Apr 17 - £2500
Dec 17 - £560
July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
Orange_Ena wrote: »Anyway, start the new year as I mean to go on........in my pyjamas lolling on the sofa eating chocolate :rotfl::D;)
:T Good for you Orange Ena, Looking forward to all your exciting plans for 2017. Such a privilege to see you work through your problems and emerge with a brilliant plan. Happy New Year :T
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250
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