Debate House Prices


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Nice people thread part 8 - worth the wait

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Comments

  • Nikkster
    Nikkster Posts: 6,391 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just thought - paying for a valuation at least means I've decided on a mortgage, mind you!

    5 year fix (at least I know what I'm committed to paying for the next few years), ability to overpay up to 10% of balance per year (not going to happen unless I win the lottery/ find a rich man to sponsor me, but good to have the option).
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    Nikkster wrote: »
    Just thought - paying for a valuation at least means I've decided on a mortgage, mind you!

    5 year fix (at least I know what I'm committed to paying for the next few years), ability to overpay up to 10% of balance per year (not going to happen unless I win the lottery/ find a rich man to sponsor me, but good to have the option).


    Lloyds? Did you get a decent rate?
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • Nikkster
    Nikkster Posts: 6,391 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 23 July 2013 at 10:32PM
    Lloyds? Did you get a decent rate?

    It's ok. Didn't make the ltv I was hoping for as house is more expensive than I was aiming on going for, but it's not too bad. Going for a 30 year term with the aim of overpaying though. Plan is to get a lodger once settled in/any early changes are made too, with a spare room for visitors.
    I don't plan on moving for quite a while!
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 July 2013 at 10:43PM
    I just bought some beer from a small brewery for dh's friend who is staying on Friday night. Its come out of a wooden barrel and into a growler. Should I be storing this in a cool dark cupboard like wine or in the fridge.

    I think they will drink it on Friday. I don't really understand beer.

    What's a growler?

    Anyway, yes in the fridge, it should ideally be in a sealed container absolutely to the brim with no air to oxidise it, and don't leave it any longer than Friday to drink.

    Even that is pushing it unless this 'growler' thing is effectively a vacuum pack for beer.

    Real beer (as opposed to beer flavoured fizzy water like lager) contains living yeast, and is highly susceptible to bacterial growth. Meaning it goes off remarkably quickly and tastes vile in a matter of 2-3 days once exposed to air.

    Beer from casks (as opposed to kegs) sits in naturally produced inert gas from the fermenting process, until it's opened and exposed to air through hammering a peg into the cask for final conditioning for a day or two before being served. The cask will then last 2-3 days, but ideally should be repegged at night to stop the oxidation overnight.

    How long it will last if then transferred into another container is debatable, but the answer is, not very long if the air is getting in.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • chewmylegoff
    chewmylegoff Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Amount the nice people there must be some beer drinkers right?

    I just bought some beer from a small brewery for dh's friend who is staying on Friday night. Its come out of a wooden barrel and into a growler. Should I be storing this in a cool dark cupboard like wine or in the fridge.

    I think they will drink it on Friday. I don't really understand beer.

    If it is ale or bitter then stick it in the cupboard. If it is stout then pour it down the sink.

    It obviously isn't lager if it came our of a wooden barrel so no need to put it in the fridge.

    Edit: or do what hamish says instead.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    What's a growler?

    Anyway, yes in the fridge, it should ideally be in a sealed container absolutely to the brim with no air to oxidise it, and don't leave it any longer than Friday to drink.

    Even that is pushing it unless this 'growler' thing is effectively a vacuum pack for beer.

    Real beer (as opposed to beer flavoured fizzy water like lager) contains living yeast, and is highly susceptible to bacterial growth. Meaning it goes off remarkably quickly and tastes vile in a matter of 2-3 days once exposed to air.

    Beer from casks (as opposed to kegs) sits in naturally produced inert gas from the fermenting process, until it's opened and exposed to air through hammering a peg into the cask for final conditioning for a day or two before being served. The cask will then last 2-3 days, but ideally should be repegged at night to stop the oxidation overnight.

    How long it will last if then transferred into another container is debatable, but the answer is, not very long if the air is getting in.

    The growler is full to the brim.

    (Checks I didn't lit the word growler) growler, as in small vessel specifically for something 'brewed'. Usually stone or glass, but the modern version I learned to day is depressingly plastic. And reusable.
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    It is extremely warm - windows and door wide open, hair up to avoid hot-ness, light cotton dress, and still it's very hot. 27 degrees inside, 26 outside. Phew!

    Isaac just came upstairs complaining he can't sleep, and I have considerable sympathy.
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Should I drink this and buy more on Friday? :)

    Also......what would the perfect wife get her man and her man's friend to eat I'm wondering. Very late at night.....l.home made kebabs? (Think homemade curry might be just too much in this heat?).

    The Boss isn't really a beery bloke, and when he meets the chaps its always in London for beer and curry. (Where he drinks staggeringly less than the others and worries about the food more than the others I think). I was even wondering if the perfect wife just buys some frozen pizza or something ....
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    Curry's perfect when it's hot, many people think. But not everyone would like late-night curry, so I'd make a salad (doesn't need timing to be ready when they rock up).
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Curry's perfect when it's hot, many people think. But not everyone would like late-night curry, so I'd make a salad (doesn't need timing to be ready when they rock up).

    Salad my DH would eat. (Curry is a bit of a pain ATM as I cannot eat it, but would cook for them,......only not sure they'll want it)

    I just cannot see beer soaked mate wanting a salad....feel something with more 'soaking' capacity might be beneficial.

    This seems like its chewmylegoff's area of expertise really.
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