Determined to do well !!

shinner

Well weighed in last night I have lost 3 lb 8 in total lets hope I can keep it up. Work ok yesterday let's hope the rest of the week will go the same way. Hoping to have a swim in between jobs today.

shinner

Well logged on cc to pay to realise they have added interest !! Phoned and the outcome is that my account faulted and they will accept £1300 to settle account. It is coming in writing once it arrives I will ask my man to pay that will be my debt all gone on paper.

shinner

Well I have worked out I should be officially be debt free in July 2015 I never thought this would be possible at all. I have started over the last 2 months to overpay the mortgage I am hoping that I will be able to do more about this next year. I currently have 22 . 2 yrs left to pay would love to get this paid off in 12 !!

shinner

What a long day head all over. I have been thinking of ways in which I can pay off my mum quicker once letter through and paid I will owe less than 3k I must get this paid off as quick as possible. Hate owing her money. My thoughts were to see if I can get another 2_3 hours a week more lessons then I could pay an extra 100 pound a month just need more hours in a day.
Had parents evening both doing well DD is having problems with hearing and it is hard to get people to understand. She is quiet never asks for support but really needs more..

shinner

Well money is very tight at the moment OH complaining about having to pay for holiday. He was getting well into paying his card off. He has paid half of holiday yesterday so not left much to pay.
Don't think he likes the idea that I may be free before him lol. Paid my man a little money this week. It is hard as still no reply about DLA and still paying for DD s activities which is well over £100 a month!!
Thought about my mortgage a little more I am hoping to be able to up payments in July 15 that is when I will be free of cc debt.

Getmeoutofdebt

Hi Shinner,
Sounds like you are having some ups and downs but overall it looks like you are doing really well and who ever gets their debt paid first is irrelevant it's the fact that you are both doing it that counts. Even if things are a bit tight you are still doing great! Remember that! Good on you both!! Sending some positive money saving vibes to you!!!
Gmood xxx:j

shinner

I am actually really pleased he has changed his attitude towards money it really does help. It has taken me years to get him to take control of money I think he may finally be growing up.

shinner

Downloading his bank app on his phone seems to have helped although when I did it he insisted he wouldn't use it :rotfl:
Think he actually has started looking every other day lol.

Getmeoutofdebt

You are obviously training him well!! Good on you! :T

shinner

Well I really must stop reading today need to get some jobs done need motivation. I don't think I will have lost any weight this week ate lots of choc etc never mind must get back on track though.
List of jobs
Wash up
Washing loads of it
Make a healthy tea
Cut grass
Exercise of some sort.
Stop this king about paying mortgage off and concentrate on paying mam off lol.
I am trying to run before I walk. I have got to find another £100 this month to keep on track with my payments.
Must start adding to sealed pot haven't for ages it will have nothing in and that will be no good for Xmas.