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Determined to do well !!

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Comments

  • Wow, you are doing great with the no smoking!! Congratulations!!
    :T
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Well I could still happily light a cigarette but haven't. I really need to get I to healthy eating now as the weight is going on fast.
    Half term so only 2 jobs this week !! I need to do some exercise also need to contact cc as review next month.
    Debt not going down I am inpatient.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Well I have spent ages looking at which energy company to switch to and still undecided I need to hurry up though my fixed deal ends on 31st March.
    Need to contact cc today also as my account is up for renewal.(don't want them to start charging interest. )
    35 days tonight of no smoking 5 whole weeks :j
    I have done nothing whilst being off going to go for a swim tonight I think,must go and get new boots today/tomorrow.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • shinner wrote: »
    Well I have spent ages looking at which energy company to switch to and still undecided I need to hurry up though my fixed deal ends on 31st March.
    Need to contact cc today also as my account is up for renewal.(don't want them to start charging interest. )
    35 days tonight of no smoking 5 whole weeks :j
    I have done nothing whilst being off going to go for a swim tonight I think,must go and get new boots today/tomorrow.

    :j:j:beer: well done on the no smoking for 5 weeks that is fab :T

    I went through Uswitch for changing my suppliers with gas and electricity they were really good and I got cashback too. MSE also have a tab on here somewhere that you can compare energy suppliers and were offering £30 cashback for using them :)

    ETA:http://www.moneysavingexpert.com/cheapenergyclub
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 7/24
    No Spend March- 17/31
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Well didn't get around to making calls I think I must be starting to put my head in the sand again. Worried they will want more etc etc.
    Thinking of fixing utilities until Dec 17 £11 more a year than currently paying .......
    Did go for a swim tonight was relaxing getting hair cut pos colour tomorrow.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Phoned mercers 90 % f&f no good so I have emailed copy of soa and said I will continue with my token payments. So fingers crossed they will agree to this. Although I don't know what I will do if they don't I can't magic money.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Been a long day at work earlier start than normal also had a draining day shall we say. Temper short and really need a cigarette worst thing is there is 10 in a sealed box in the cupboard OH bought on Friday as I said I wanted one.... I was mortified they really are talking to me ...please smoke me....even more so having days like today.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • shinner wrote: »
    Been a long day at work earlier start than normal also had a draining day shall we say. Temper short and really need a cigarette worst thing is there is 10 in a sealed box in the cupboard OH bought on Friday as I said I wanted one.... I was mortified they really are talking to me ...please smoke me....even more so having days like today.

    Don't do it!!!!! You are doing so well!! :T
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    I am trying hard to resist lots of hard day's and a harsh one due tomorrow I have done 41 days. I think I need to throw them out. Just can't bring myself to do this.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Well I think I must of been lost for a while! I have given in on the no smoking had the dreaded DLA form to fill in for DD still awaiting outcome. Money tight at the moment but still struggling on.
    On another note going on holiday this year first time in 4 years, I know it isn't very money saving but I do feel we all need it.
    Work hard at the moment fingers crossed it gets better. Hope everyone ok.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
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