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Thistlewhistle makes a dash for Mortgage Freedom!

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Comments

  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    First of the month so Direct Debits flying everywhere!!

    Result:
    Tilly Tidy of £2.64 and........

    My FIRST EVER mortgage OverPayment of £39 - I've actually started!!!:T:T:T

    Signature updated with pride!!!:cool:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the 0/P and the challenge looks good.I used to love challenging myself when I was in debt and it's amazing what can be achieved when you put your mind to it.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done thistle... The beginning if the end of the mortgage... I'm loving this challenge, it's gonna stretch you, but it's not impossible :)

    I agree with GG though maybe not the smartest idea expecting is to keep you sane ;)
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Thanks el, thanks taxi.

    Morning all!
    £0.94 Tilly Tidied this morning. Upto £127 now. It's adding up!!

    Well my week has finally calmed down - I actually have breathing space today and I'm getting a little lie in too which is nice because I'm shattered.

    Off to Worcester this evening to stay with friends. Leaving OH behind unfortunately but he'll be alright. I'm helping to judge a national Bellringing competition at Tewkesbury Abbey on Saturday so if you live nearby, come and listen. It should be glorious.

    In the meantime, happy MSEing to all my MSE friends.

    T
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    glad to hear that things have calmed for you..enjoy your break x
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    No Tilly Tidies today (well it is Saturday!) or yesterday, but I have just had the news that I've got a £200 bonus so that'll really bolster the £755 fund. I'll have to apply for it through my expenses form so I'll be claiming £180 for April and £200 for May.

    Judging the Tewkesbury Shield Bellringing Competition today in.......Tewkesbury! An afternoon of Earl Grey and lemon drizzle cake on the Abbey lawns!! Scone anyone?

    Tx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    1 May 2013 to 28 Feb 2014 is 304 days.
    Savings goal: £7,550
    Need to save £24.84 / day
    Call it £25
    So it being StarWars Day to day (May the 4th be with you!!!) I should have £100 saved by end of today and I have £126 saved so I'm alright until Monday!!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Ooh Thistle, I'm off to crack the Star Wars joke with Mr T :T:T

    Sounds like a good challenge :beer:

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • taxi73
    taxi73 Posts: 20,815 Forumite
    good luck with the challenge
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Rats!!
    The downside of running groups on relief, on a bank holiday where the previous consultant has done no promotion for 9 months.....

    Set off for group at 15:45, ran two sessions at 17:30 & 19:30, paid the room rent and got home at 21:45

    Made a "profit" of precisely.....

    Wait for it.......

    -£0.35:eek:

    Not going to get MF at this rate!!!:rotfl::rotfl:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
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