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Thistlewhistle makes a dash for Mortgage Freedom!
Comments
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Thistlewhistle wrote: »Hi GG,
If you were in target when you left (ie within 3lb of your target weight) and its less than 12 months since you stopped going, you'll have nothing to pay on the first week you go back. If your weight takes you out of your target range, you have 1 week's grace to get back in, but if you don't manage that, you'll be a paying member again until you do.
Tx
Out of target but possible I could get back within one week
if I cut a leg off
Will save membership fee but that's all.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
thistlewhistle, you inspired me to join our SW class again after a break of about 18 months. our class is sooo busy now, took 30 mins just to queue to pay then get weighed, hope your classes take off once a new consultant in place.mortgage 1 33,000. paid nov 2012
. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k0 -
all looking good x0
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kirstypark wrote: »thistlewhistle, you inspired me to join our SW class again after a break of about 18 months. our class is sooo busy now, took 30 mins just to queue to pay then get weighed, hope your classes take off once a new consultant in place.
Hi Kirstypark,
Glad you've rejoined - just in time for summer too. My members and a good bank holiday if you know what I mean, but hopefully they're back on track now!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Good going Thistle and good luck on your £25 per day target - will be great to see how you get on!!
Great of your colleague to pass on some of the earnings to you - lovely gesture but they also must really value you as a colleague and the work you put in , so great all round!
Bell ringing and cake sounds a fab way to spend time too!
Careful of suggestions to GG tho ... don't want her chopping any limbs off! :rotfl:0 -
Morning, morning!!!
I'm a bit behind on my savings quest which is not sitting well with me! It's 11 May so by the end of today, to be on track, I should have saved £275 so I'm £88 behind.
However, I still have to bank £27 and there's always the £2 pot and Penelope Pig to empty on 25 May so it might not be so bad.
Extra Money still to be earned / claimed:
Relief groups: 13 May, 20 May should bring in about £35 each
Relief group: 30 May will bring in £60
Expenses to claim: £180
So I'm aiming to earn about £310 over and above my normal earnings. No bonus in May - I missed it by 1.2% which was mildly vexatious!!!
Still got £258 still to find!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Covered the Clitheroe group tonight - 20 members this week so another £24.58 earned for the Savings account. Transferring now!!
Expenses signed off yesterday too and posted to head office. £180 on its way. Bonus of £200 to claim but can't do that til 31st May so it'll count for June! Ironically, I've saved more in June, than I have in May at the moment!! Lol!!
Will check for Tilly Tidies whilst I'm on the accounts.
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Can't believe I just did that!
Paid £24.58 across to the savings account.......then had to Tilly Tidy the 42p across too!!!!
:doh:
What a womble!!!!
H@lif@x must think I'm on drugs!!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Just realised that when I've achieved my savings goal of £7550 and then used the money to pay off my car finance two years early, I'll be able to move the £207 I'm currently paying on the car to the mortgage meaning ill be overpaying by £246 / month.
That's really going to get things shifting!!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
That's what they call snowballing on the DFW board - every time you pay off a debt you roll the payment up to the next debt and it makes a massive difference :T.Thistlewhistle wrote: »Just realised that when I've achieved my savings goal of £7550 and then used the money to pay off my car finance two years early, I'll be able to move the £207 I'm currently paying on the car to the mortgage meaning ill be overpaying by £246 / month.
That's really going to get things shifting!!!
Well done on the Tilly Tidy :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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