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Thistlewhistle makes a dash for Mortgage Freedom!
Comments
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Every right to be chuffed
Have to admit I agree with Tilly I think making them stay could be dangerous for future business etc
Hope you get it sorted
Thanks el,
Sig updated so well excited its now over £1000 in the Op account. The CC statement has been generated and the balance is £1012.99 so I'm £10.99 short of clearing the Ll0yds CC completely (having cleared the H@lif@x CC earlier in the month) and only £56 off my OP goal for April:T
I'm going to pay off the card and leave the rest of the OP money in the OP A/c I set up to catch all the saved amounts as this earns me interest and all the other CC debt is at 0% some until 10/2013 and the rest until 02/2014 as result of Balance Transfers.
It finally feels like its getting under control! :T
=============================
On the resignation saga, I hear your comments but its now out of m hands. It's gone up the chain of command as there's other issues to deal with. My role is to get on with recruitment now.
Tx
Ps a Tilly Tidy of 34p snuck in this evening too!!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Morning Thistle, fab money updates. Doesn't it feel amazing to be in control of your money, rather than it controlling you :j:j
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »Morning Thistle, fab money updates. Doesn't it feel amazing to be in control of your money, rather than it controlling you :j:j
Tilly x
Hi Tilly,
Yes it feels really good, like I finally moving forward. :TMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Thistlewhistle wrote: »Just banked this week's takings and transferred an amount over to my ISA in readiness for my tax bill. Now standing at £2,000. Next tax payment due 31st July 2013.
No Tilly Tidies to do today :-(
Back on track with the weight loss too. Aiming for 5lb this week.
Weighed in this morning and guess what......I got the 5lb I was aiming for:T:T:T so I'm only 4lb off my first stone now. I'm really happy with this result.
Can I get 4lb off this week? Well I'm really aiming for it!!
Just made a loaf of bread so I'm feeling really smug. It's proved and double in size and is now baking. House is filled with the smell. It's just delicious. Will have to NOT eat it all as the 4lb will go west straightaway!!! Lol!!
Off to check bank balances as I'm due a payment in and want to see if its cleared yet.
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Money has arrived.
Tilly Tidies done for today also and have tidied up all my account balances.
I'm £0.59 short of clearing my CC.
Hope for a TT tomorrow and then I'll clear the lot in time for April 30th.....
......and start again for May! :rotfl:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Well done on the weight loss ... I'm slowly coming down in that area myself
Learning a lot about nutrition etc always fascinates me but I get confused with putting it all I to practice so will be enlisting help I think :-)0 -
Well done on the weight loss ... I'm slowly coming down in that area myself
Learning a lot about nutrition etc always fascinates me but I get confused with putting it all I to practice so will be enlisting help I think :-)
Thanks el.
Nutrition fascinates me too, and because it forms a great part of helping people to lose weight in my job, I can see the benefits of people's learning first hand - it's very rewarding!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Well, buckets going on today moneywise.
Tilly Tidied £0.91 this morning which achieved my target for paying of the Ll0yds CC balance so that is now cleared - £1,012.99 paid off in full.
So there's only the balance on the V1rg1n Card left to tackle now and it's all at 0% so as I've said before, I might just let the OP Savings A/c build up month by month until I have enough to clear it. Might as well get some interest on the money.
Minimum payment of £25.42 has been taken so balance is £2517.13
Signature update to reflect.
Question:
Does only paying minimum payments all the time harm your credit score?
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Woohoo!
Into the next £1,000 bracket albeit by £20
£523 cleared off debts in April....so far!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
I've read some people seem to think it can harm your credit score so I tended to pay the minimum plus £5/10 extra just incase0
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