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Thistlewhistle makes a dash for Mortgage Freedom!
Comments
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thriftyscotslass wrote: »I've got to ask - what is a Tilly-Tidy
Hope you have a good day Thistle
Thistlewhistle wrote: »Hi Thrifty,
Tilly is the one to explain - I couldn't possibly steal her thunder!!!
Thistle I was so hoping you would save my embarrassment
Morning Thrifty, I'm Tilly, a rather mad woman who is trying to clear a mahoosive mortgage by the end of December 2015. To achieve this I look for any ways to make an OP.
This led me to OP any pennies in my bank accounts. If I have any pennies at all when I go on line and check, then over they go.
I can't remember who called them Tilly Tidies but it's stuck and a few people are doing the same.
Bear in mind your mortgage statement is longer but I'm not worried about that. I just want the mortgage gone ASAP.
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
A FEW people? Half the country m'dearTilly_MFW_in_6_YRS wrote: »
I can't remember who called them Tilly Tidies but it's stuck and a few people are doing the same.
. I'm sure I heard George Osbourne he'd just done a Tilly Tidy of 3.3 million and it had knocked 1 day off our debt free date 
. Now 1st December 2186 :eek: A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Tilly_MFW_in_6_YRS wrote: »Thistle I was so hoping you would save my embarrassment
Morning Thrifty, I'm Tilly, a rather mad woman who is trying to clear a mahoosive mortgage by the end of December 2015. To achieve this I look for any ways to make an OP.
This led me to OP any pennies in my bank accounts. If I have any pennies at all when I go on line and check, then over they go.
I can't remember who called them Tilly Tidies but it's stuck and a few people are doing the same.
Bear in mind your mortgage statement is longer but I'm not worried about that. I just want the mortgage gone ASAP.
Best wishes Tilly x
You shouldn't be embarrassed Tilly, it's a great idea.
Thrifty, I do what Tilly does - eg when a payment goes out for, say £36.42, I'll Tilly Tidy the 58p to make it a round £. I transfer it to my eSavings A/c and a the end of the month, I pay the balance across to my credit cards or mortgage.
Sometimes I may do a TillyTidy Deluxe and Tilly Tidy £3.58 to round it to the nearest £5 - it depends how flush I'm feeling!:rotfl:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
It's going to be a long day today but by the end of it I'll have earned myself an extra £60 to fling at my CC debt. I'm still about £285 short of paying my OP goal for April so it'll be very handy!!
Have a good day everybody!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
A FEW people? Half the country m'dear. I'm sure I heard George Osbourne he'd just done a Tilly Tidy of 3.3 million and it had knocked 1 day off our debt free date . Now 1st December 2186 :eek:
:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
thriftyscotslass wrote: »Tilly & Thistle - I like mad women, I can relate to them :rotfl:Thx for explaining Tilly Tidies - what a great idea, count me in :T
I have just joined Fairyclicks challenge to try to squeeze another £1 a day op on our mortgage, so Tilly-tidies will certainly help with this. Spent last night trying to come up with ideas - challenging when everything is a tight as a tight-thing can be
Thistle - sorry for hijacking your thread. Congratulations on getting the cc reduced by £60 :T
You'll have trouble relating to this "woman", Thrifty, I'm a chap!!!!:rotfl::rotfl::rotfl:
And hijack away - we all love a good gossip!!!!
Welcome to a brand new diary friend! Thrifty!!!
It's the "T" club: Thrifty, Tilly & Thistle!!:TMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
House insurance just left account so £1.29 Tilly Tidy Deluxe made to the CC/MF OP a/c
It feels like it's going to be a good day!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Goodness Thistle, you're really stepping it up with the deluxe TTs. I'll have to check my accounts again.
Mr T made me laugh last night, he said he was only going to buy things in round numbers so I would have nothing to TT - the very thought of it
Tilly
From the TTT diary2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »Goodness Thistle, you're really stepping it up with the deluxe TTs. I'll have to check my accounts again.
Mr T made me laugh last night, he said he was only going to buy things in round numbers so I would have nothing to TT - the very thought of it
Tilly
From the TTT diary
Naughty Mr T
Now that just isn't cricket !!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
TT's are now a MFW institution!!Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0
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