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Thistlewhistle makes a dash for Mortgage Freedom!

1171820222335

Comments

  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Thanks Tilly,

    Just had a thought that if I go to Wigan on the train, I can save the petrol & parking fee. It's only 18 minutes on the train and the church is next to the station so sounds like a plan.
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Enjoy your day thistle! If I were closer I'd pop along too!
    Updating soon...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Off to ring the bells of Wigan Parish Church today
    To quote the great Leslie Phillips "I say, Ding Dong" :D.

    Hope it goes well.

    GG x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Thanks GG and Courgette - you'd have been very welcome!!
    Xx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you enjoyed your day x
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Yes I had a lovely day thank you. The ringing was lovely and Wigan bells are super. The locals thought we were ringing for the rugby cup final!!!

    Get this though - Train from Burscough Bridge to Wigan (18 miles return) was £6. Rome to Assisi (220 miles return) was €20.40 (£17.50)

    I have to go to Birmingham in June which is same distance from Preston as Rome is from Assisi. Cheapest I can do by rail is £35 which is double.

    Robbing *********
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    edited 15 April 2013 at 6:45AM
    Morning!

    A long day today for me. Out at 8am back for 10pm.

    Happy MSEing to all for Monday 15th.

    Mobile phone bill DD went out this morning but for a whole number of £ so no Tilly Tidy today!! Rats!!

    Tx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Tilly tidied £4 to bring bill account down to £500 dead. That £4 was annoying me for days but the mobile bill was the tipping point. I just can't let a day go by without tidying it seems. :laugh:

    I think I might instigate a rule that if a bill comes in at a whole number of £ the 100 pennies need to be tidied.

    This will happen again now my mortgage is £500 dead.

    Bring on the savings! I've a mortgage to clear!!!:j
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Morning Thistle, I really do find that making a token payment every day keeps me focussed. I would SO love to wake up in the morning and it's gone but that certainly won't be happening. At least this way we know we owe less pennies every day.

    I think it's Natty who has shown her mortgage in pennies as well :)

    Have a good day

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Hi Thrifty,

    Tilly is the one to explain - I couldn't possibly steal her thunder!!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
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