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Looking for the silver lining

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  • beanielou
    beanielou Posts: 95,580 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to ankle.
    As you say you need to take care in the slippy weather :( xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Got to say I love my Prime.. However I use Netflix/Virgin for TV. We've used prime TV probably twice in over 12 months and that's only because the kids have Amazon tablets at mums so used it there.

    You do have to draw a line though!

    Hope you get some peace tonight and time to yourself x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Sun_Addict
    Sun_Addict Posts: 24,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I got up this morning there was no snow. By the time I'd had my breakfast we had a light covering, didn't even notice it falling!

    Today's to do list:
    Finances
    Meal plan
    Mr M online order for next Saturday
    Take dog on park
    Ironing
    Make soup for work lunches - spicy carrot and red lentil this week
    Write out Christmas cards with Christmas music and a glass of Baileys or the free Amarula
    Take dog for another walk to post Christmas cards
    Put up outdoor Christmas lights
    Make a roast veg lasagne for tonight's dinner - Mr SA and DD are having chicken, roast potatoes and veg
    Extract dress for next week's work do out of wardrobe in spare room - I'll have to fight my way through the stored stuff. This is the dress I bought for last year's work do that I had to miss as it was just after I broke my ankle.
    Clean the whole house
    Read some more of my book
    Finally have a nice long soak in the bath with candles, Christmas music, a face pack and prosecco left over from last night :)

    The week ahead
    Monday: Pick up drill I bought Mr SA for Christmas from Argos
    Gym at lunchtime

    Tuesday: Move furniture out of bedroom and into DS's room (again!)

    Wednesday: Carpets finally (hopefully!) being fitted
    Gym at lunchtime
    Move furniture back into bedroom
    Argos picking up faulty wardrobe and delivering new one

    Thursday: Work Christmas meal number two - whole office this time, approx. 100 of us going

    Friday: Gym at lunchtime

    Hopefully this week's plans won't go pear-shaped like last week's.

    Have a lovely Sunday everyone!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Take care of that ankle SA. Don’t do too much while it’s playing up.

    I must admit I have Sky, Netflix and Amazon Prime! I don’t have the Sky sport or film packages though as I don’t watch sport and I use Netflix and Prime for the films. I filter the Netflix and Prime through Apple TV which I got for a pressie a while ago. I do enjoy the Netflix/Prime own series/films so these are some of my little pleasures!::D

    With all that you do SA I would certainly treat yourself. As you say you can always fudge over what you actually paid for the stuff!:DAt least you haven’t bought numerous pairs of bootees!:rotfl:

    Enjoy the Amarula!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,580 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thats some list!
    100 people~~wow!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • fay66
    fay66 Posts: 744 Forumite
    Part of the Furniture 500 Posts Photogenic
    Some list there SA, just had a chuckle and enjoy your free drink , im surprised you dont have to hide it
    Debt £10k , HMRC £3K old debt £4k Jan 2021
    Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21
    Travel plans New York 2021 New year cancelled due to covid
  • A busy day for you SA, I hope you fitted in the Christmas cards with your Baileys because that sounds nice :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes I did Hairy and have just got back from walking the dog to post them. I'm now warming up with a coffee.

    The snow has disappeared from the roads and pavements and it's just wet here. I'm just hoping it doesn't freeze overnight as I'll be scared of slipping on my way to work tomorrow. I live at the top of a hill and every route is downhill.

    Mr SA has attempted to put some lights up outside and made a right dog's dinner of them. They look awful :(

    Finances done and the cc is looking :eek: Will have to be careful now, but at least all the presents are bought. I'm cross with myself as I really don't know where some of my Christmas fund has gone, I've usually got some left to buy something extra with but not this year. I start off with such good intentions, making a note of all spends then the week runs away with me and I lose track. It's getting into the habit of doing it I suppose. I need to get into a better routine when I get home from work.

    That aside, VSP 2018 now holds £16.27 and today was NSD 3 of the month.

    Just got a few more jobs to do before I go and have my bath.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quick update to say I've done some money shuffling and paid off the cc, although there are still a fair few items pending. Shuffled an oddment into the VSP so it's gone up to £20.70.

    Really need to get more organised finance wise, I should, in theory, be able to save 30% of our income, so why isn't this happening? I think I would be better having a weekly budget rather than monthly as I just spend more at the beginning of the month. I'll give it a try when the money starts to come in again a week tomorrow, see if it works better. Basically I just need to stop spending so much!!!!!

    Having said that Mr SA and I really do need some new toothbrush heads, the cat needs some more flea stuff and my Fitbit strap needs replacing. It's never ending!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,580 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What flea stuff do you use please SA?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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