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Looking for the silver lining
Comments
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This is the best news, lets hope Mr SA is discharged before xmas and you can both enjoy it.
Like you I have had a horrendous year and am so looking forward to having a lovely xmas where I hopefully can just relax.
Looking back to before all this started you would never have imagined having a year like this and hopefully never willagain.
Fingers crossed he is home soon, you start relaxing and you both have a wonderful xmas, and if like me you are looking forward to a boring 2014 where not a lot happens.:)x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000 -
Little did I realise when I started this diary it was not going to be the boring one I envisaged! It just shows you never know what's round the corner!
Now for the financial bit - I've started my 2014 VSP with £4.70 and paid £20 off the debt today. Halifax card now stands at £2880.00. Would like to pay off £100 by the end of the year but not stressing/skinting myself over it.
Mr SA is allowed home for the weekend. Picking him up Saturday and taking him back Sunday afternoon. He's looking forward to putting his feet up Saturday night with a couple of beers and sleeping in his own bed. He has been warned he has to put up with Strictly followed by the X Factor followed by I'm a Celebrity. He was tempted to stay in the hospital.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sun_Addict wrote: »Little did I realise when I started this diary it was not going to be the boring one I envisaged! It just shows you never know what's round the corner!
Now for the financial bit - I've started my 2014 VSP with £4.70 and paid £20 off the debt today. Halifax card now stands at £2880.00. Would like to pay off £100 by the end of the year but not stressing/skinting myself over it.
Mr SA is allowed home for the weekend. Picking him up Saturday and taking him back Sunday afternoon. He's looking forward to putting his feet up Saturday night with a couple of beers and sleeping in his own bed. He has been warned he has to put up with Strictly followed by the X Factor followed by I'm a Celebrity. He was tempted to stay in the hospital.
:rotfl: my OH would say the same!
God this is such great news...looking back there have been some v low times and yet all has come right. :T:T it's brilliant news. Am thrilled for you both
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »:rotfl: my OH would say the same!
God this is such great news...looking back there have been some v low times and yet all has come right. :T:T it's brilliant news. Am thrilled for you both
Can only echo brizzled I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Awwwww sa I'm so pleased for you and mr sa xxMummytogirls x0
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Sun_Addict wrote: »Little did I realise when I started this diary it was not going to be the boring one I envisaged! It just shows you never know what's round the corner!
Now for the financial bit - I've started my 2014 VSP with £4.70 and paid £20 off the debt today. Halifax card now stands at £2880.00. Would like to pay off £100 by the end of the year but not stressing/skinting myself over it.
Mr SA is allowed home for the weekend. Picking him up Saturday and taking him back Sunday afternoon. He's looking forward to putting his feet up Saturday night with a couple of beers and sleeping in his own bed. He has been warned he has to put up with Strictly followed by the X Factor followed by I'm a Celebrity. He was tempted to stay in the hospital.
Love it
XXXXXXXXNevertheless she persisted.0 -
Hello Diary and everyone!
Had a nice (but very expensive) weekend with Mr SA. He has just about blown my budget! Will have to be VERY careful now. He wanted a few new clothes and he hasn't had anything for so long how could I say no. Not too much damage done as went to TK Maxx and got him a coat, trainers, sweatshirt and jumper and it came to £87. So can't complain as all are good quality things. To be honest I might have to pay for his stuff out of savings or I'll be left with zero to last until next payday. He also wanted to go for coffee and lunch so all in all an expensive day. He wanted to get my Christmas present but persuaded him to let me get it as I want a bottle of perfume and I've got enough in Advantage card points to pay for that (phew). Might be able to do a bit of shuffling about of the Christmas budget if I use my Advantage card points.
So trying hard to have a couple of days spending as little as possible, I've got £10 to last me two days so should be ok, don't need anything food-wise just a bit of fruit. Luckily his ESA goes in the bank on Wednesday so the new food budget can be released. Still need to be careful though.
I've got to get Mr SA to realise that we don't have money to burn once he's out of hospital. That's one area he's never been able to get his head round!I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
S.A I'm so so happy to hear the news :j :j :j :T what a bl00dy brilliant christmas present for you and all your family :T MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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debtfreewannabe321 wrote: »S.A I'm so so happy to hear the news :j :j :j :T what a bl00dy brilliant christmas present for you and all your family :T
Exactly what DFW said.
Completely chuffed to bits for you and such impeccable timing, as ever.
Enjoy SA -2014 will be you year xxx:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Hope you are both still on a roll:)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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