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Quarter of the way there and full speed ahead

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  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Link to a thread I think you might find interesting El https://forums.moneysavingexpert.com/discussion/4065593
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    gallygirl wrote: »
    Fire's the best thing for them :D. Can't get a sexy wiggle in crocs I believe :cool:.
    Do they actually burn? How much petrol do you need to get them properly alight?
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 18 March 2013 at 10:13PM
    thanks el .. much appreciated :)

    well today i did my "other job" and have banked the money, i've found it quite enjoyable so far and something i would deff like to continue and add to.

    have sold two more books so will get them sorted for tomorrow, i have also managed to get some counselling set up for tomorrow for my sugar addiction, it really is annoying me and i cant think of anything else to try ... or anything else i havnt tried to be honest.

    money wise today not much has happened, i am on the plodding stage for money to leave the bank accounts to pay bills, have spent a wee while trying to think of more savings challenges.

    have also been thinking ... maybe i should put my Tilly tidy money into a separate account and just pay it off monthly, as although I do believe the money has been coming off the mortgage i cant be entirely sure, if I put it into a separate account and just transfer it to the mortgage once a month I may be able to keep a track of it better, anyone think that a good idea?

    edited to add: checked that out el ... have read some of that one before will have a good wee read of it though thanks
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    mr el has just came back from his class, he informs me that he may have damaged the car, he was turning at the lights and the car skidded in the snow, the car went up the curb and stopped just before a street light, then a nutter in a 4x4 nearly ran him down.

    the main thing is he is ok, i will check the car tomorrow and see if there is any damage ( better to check in daylight), if the weather doesnt improve tomorrow then i will not be going for my counselling session ... i dont want to miss it, but i dont want to take any risks either , if mr el is having issues then it is almost guaranteed that i would have them as well
  • Quote:.

    have also been thinking ... maybe i should put my Tilly tidy money into a separate account and just pay it off monthly, as although I do believe the money has been coming off the mortgage i cant be entirely sure, if I put it into a separate account and just transfer it to the mortgage once a month I may be able to keep a track of it better, anyone think that a good idea? [/QUOTE]

    That's what I'm going to do el, as if I'm aiming for a set OP per month, I can track how well I'm doing up to the end of the month and then transfer it over to begin again in the next month.

    Thistle
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Hi El, hope the car isn't too bad. I hadn't realised there had been so much snow :eek:

    Good luck with the counsellor - if up you can get there.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Ooo Hello!

    Not been here yet I don't think, I was thinking about you the other day, a mate at work is doing a sort of self made up diet.

    Really she is just eating everything as naturally and fresh as she can, apologies if you already do that, she has a hubby who LOVES cooking and thus will happily get his groove thing on in the kitchen. She has strawberries and cream for breakfast and no bread or carbs in the evening or morning. She doesn't worry about the fat content of any thing but instead avoids processed sugar and fast food so no takeaways,ready meals or anything that comes in a sealed packet... I suppose as I type this it is all obvious stuff really. Fresh fresh fresh food as much as she can.

    Anyhow we only started to talk cos I was saying I never do the low fat diet versions of food because I don't like wondering what they did to the original food to get it to plastic one calorie crap. then she explained, she has lost half a stone in about 3 weeks good steady weight loss. And she feels better.

    I don't have time for the shopping that entails or the cooking skills! It would be good to try and do that tho I think.

    Any how hope you get to the counsellor, sorry if all this is stuff you have done before

    night xxxx
    Nevertheless she persisted.
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    elantan wrote: »
    have also been thinking ... maybe i should put my Tilly tidy money into a separate account and just pay it off monthly, as although I do believe the money has been coming off the mortgage i cant be entirely sure, if I put it into a separate account and just transfer it to the mortgage once a month I may be able to keep a track of it better, anyone think that a good idea?

    I think it's a great idea el!
    I might do that too- and set targets to aim for like Thistlewhistle mentioned.
    Then when I do my 'Tilly tidies' I'll be able to keep whole numbers on mortgage and current account :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Hi there
    I think Noddle is a free credit check site. But is is a bit more basic than experien etc, so good for a down and dirty check on the score, but not so good for details.

    Good luck with the ongoing journey. Oh and I think your work is taking the peeeeeee, so good luck on getting a new job too.

    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Hope the car turns out ok.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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