The 1% Challenge - 100 ways to make your 1%

H.Ed

Hi,

I would like to join the challenge for 2014.

H.Ed
CC#1 £3,230 - 1% is £33
CC#2 £1,753 - 1% is £18
CC#3 £1,320 - 1% is £14

Although I am not new to MSE, this is the first time I am signing up to any challenges.
I have been reading through the post and have been inspired to join and start recording my efforts.

I have 3 CC debts to clear totalling £6,303 :eek:
On each of these the minimum payments cover more than just the interest, so I am always chipping away at the debt, albeit slowly.
To keep things simple I will not include this in my 1%, and should be pleasantly surprised when reassessing at the end of the year.

Good luck everyone.

fedupandskint

Welcome to all newcomers to this thread!

I've been busy finding more items to list on eBay, photographed and listed 4 with some more to do the weekend.

1 small sale today and relisted the others while it's still free listing until the 5th Jan.

happytails

Hi everyone, new and old :j

Well progress today. Got a £15 refund but had to refund someone £9 myself so £6 up and getting a £9(after postage) sale hopefully tonight which will be going to debt 2b.

My focus this month is food and keeping it cheap, Resisting the sales and costa coffee! Hoping to manage on what money we have so when child benefit comes 3rd week in January I can put it straight to debt 2b

The husband is back at work tomorrow so will be doing normal hours til after the weekend and then it's overtime galore.

Sarah x

milky1991

Hi can I join too for 2014.
Total debt is £12217 so 1% is £122.17
It's spread over a few CC and a loan but I'm keeping my 1% as 1% of the total debt.
Good luck everyone

LoveaDove

:beer: Happy New Year All! :beer:

Totals For My New 1% Challenge are:

£200/£2000 = 10%

:j

GreenSaints

Hi All,

Hope everyone had a great Christmas and New Year

I assume we're carrying this thread on, rather than starting a new one?

I need to update my figures and signature, so I can put my new total up

JayneC

Just done a mystery shop - so that's a first step and my Avon delivery arrived, all profits now going towards debt so will update when everything is accounted for. Also have £50 due from New Vista:T

happytails

Hi all,

Only spent £1 today on milk. Had 2 friends round at different times. Usually with friend No2 we'd go for costa (£6-8 for me and my kids) and for a deadly wander round the shops. Instead, i offered her round for a brew and we'd bake cakes with the kids and have a natter. Was a lovely afternoon and best of all it was free :j

Tomorrow however, the morning ill be at soft play, ive been given free entry passes so kids are free, ill probably get myself a coffee at £1.80 Hmmm or leave my purse at home!!

Oh also DD1 needs new school shoes Clarks on Saturday then!!

Sarah x

laurag89

LAURAG89 - 1% = £150

count me in please

glassy2010

well new year and a good start 3% payd off this month from from extra money in my wadges so thats 5% in total looking forward to totting more up as the year goes on!!