The 1% Challenge - 100 ways to make your 1%

jojitsui

I love the grid . Try the saving accounts. If it works for you then excellent but if it doesn't you have tried. I have a separate account that has £100 in. I only ever touch if I am desperate and then build it back up. Only used it once when broken my glasses and lost my spare pair in 2 days! (need my glasses as I am blind without them!)

jojitsui

Wooo hooo have won Euro millions- £4.50 and also found £4 in change at the bottom of an old bag. That is an extra 2% Up to 5 now.

charleybear

jojitsui wrote: »

I love the grid . Try the saving accounts. If it works for you then excellent but if it doesn't you have tried. I have a separate account that has £100 in. I only ever touch if I am desperate and then build it back up. Only used it once when broken my glasses and lost my spare pair in 2 days! (need my glasses as I am blind without them!)

Thanks ! and does it matter that I have two accounts already?
I have a normal bank account and a savings account but I didn't want to use savings account for my emergency funds as well because I am using that to save for a house and wanted to at least start an emergency fund next year separately in case my plans fell through or i had to use some money / lost my job or unforeseeable things happened

jojitsui

I don't think it matters. There might be someone on here who knows more about it but if it works for you go for it

charleybear

I'll wait until January when I finish paying my mum for my laptop,
and when christmas shopping is sorted

happytails

Hi everyone!

free listings on Ebay this weekend! Really hoping to get a good amount listed.

Got another small debt i forgot about (£155.78) due on the 11th November so im going to try and raise this purely from Sales on Ebay/Facebook.

Got good news though, our 0% bal transfer CC got approved :j its 16 months so transferring our 18.9% interest card to it and then the interest we were paying £120 a month can go on more urgent debt for a few months :beer: Then we will have 10 months to pay it which takes us to next Xmas :T (brings our DFD a fair bit closer as after Xmas next year we will only have the loan & mortgage and can start savings)

Im going to start thinking of things we will need to buy throughout next year (birthday presents, bulk buy items like toilet roll etc) and start planning when to buy those. Im also going to start going through all the clothes, items we own and see what we use/dont use and make the decision to start selling more stuff. We have so much and use so little. Hopefully if i sell a load of clothes that dont fit i can treat myself to a few charity or sale buys as i dont have a lot of clothes i actually wear lol same goes for the husband.

Going to stop buying junk to eat once the kids go to bed, same goes for wine. Will just eat cereal instead if im hungry. Where i can im going to try and drop a brand (with 1 member of the family with wheat/gluten intolerance im not sure how this will go).

Any other ideas greatfully received. Going to get the husband to check the car tyre pressures and bleed the radiators, gotta help right?

Feeling positive today

charleybear

£2.05 went into my tablet Repayment tin making it a total of 5% according to my money saving tracker app. Getting there slowly. Love saving money this way as I found myself putting £1 coins in the tin rather than thinking I can't afford it.

braddy970

Had a good week so far, cleared the garage and found some of my old carboot stuff that was new, I put it on facebook on Wednesday and had alot of interest, delivered it on Friday evening to everyone and made £33.50, sold some craft bits on ebay for £2.57 and have 3 more with bids on totalling £8.18 which end today. Also have someone coming to put up 3 bnwt teddy bears tomorrow for £10 which is a nice little bonus. I've had some people asking about my other teddybears I have on but they are a bit far away to deliver them, will have to see how that goes x

happytails

10 bundles listed on Ebay so far

sarah

fedupandskint

23 items relisted on Ebay today

And, as I've repaid my credit cards in full a year early thanks to a surprising ppi refund I applied for my Ebay sales are going into my savings accounts to get to 100%

Aiming for £2000 for new car

100% total is £2000
1% is £20

I pay 1% each month and any extra will come from ebay sales and at current progress it will take me years to get there at my current rate of savings so off I go to try and get there sooner!