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The 1% Challenge - 100 ways to make your 1%

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  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all, 2 months til Xmas, how is everyone feeling?

    Im on track for Xmas at the moment. Ive got 1 present and 2 vouchers to buy now and the rest is home made and got most of my supplies for that.

    Payday is Thursday so trying to limit spends. Ive let myself slip Re Costa and i spent £70 this month getting coffee and cake!! Im now going to set myself a £30 budget as that is ridiculous! I spent £30 in July and £17 in August and then the past 3 months have been £70 ish im digusted with myself! :mad:

    Ebay auctions end Saturday so far only 1 with bids of £2.20, hopefully we will get some more bids before they end!

    My DS (nearly 3) found 5p on the floor and promptly gave it to me bless him :A

    We have £695 towards our debt of £5538 which is 12.5% sadly we are behind, we need to have 33% by now to stay on track to pay it when its due. So need to do something drastic! Might be able to scrape another £500 on payday which will bring us to 21.5%. We need to find/save another £635 on top of that before November is over. Hmm...

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • ska1982
    ska1982 Posts: 62 Forumite
    On 11% today, 4 months in. :)
    Week off next week, so need to look around and see what can be sold!
    CC [STRIKE]2771[/STRIKE] 1419
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Free listing this weekend everyone.

    I'll be busy listing and relisting this weekend.

    My christmas present planning is going well with one present hamper almost finished and another one started. Why are men so hard work to buy for?
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Well I'm still loving this thread!!

    I have now paid 6% off of my bills. It's doesn't sound like much but I only joined this thread 9 weeks ago and 6% for me is £2,442!

    I'll update again next month as it keeps me motivated. Hopefully I'll knock off another 2-3%.
    October 2013
    Credit Cards £34,409, Loan £3,950/[STRIKE]£12,106[/STRIKE]
    Total still to pay = £38,359/[STRIKE]£40,784[/STRIKE]
    :(DFD 31.12.2015

    Favourite Hobby Consuming chocolate and wine, whilst cutting up paid-off credit cards!
    :D
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Great stuff guys! Ill be updating properly later, hopping for some eBay bids! X
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Hey all!

    Hope you're all well. Been working very hard lately, new job which is great for the percents!

    Hoping to make some real progress before 2014 kicks off!

    How have you all been doing?!
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    34 items listed this weekend on ebay with 6 more to put on later - fingers crossed how they get on!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another 5 items listed tonight - combined 2 into one making a total of 39 - amazing how much stuff I have I do not use or want!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • May not be posting much I'm going to struggle for a few months as I just broken up with my partner of 3 years so I have to do Christmas on my own and have to buy a new phone, pay my laptop back and pay for my phone bill. So it's going to be a little tight until I get myself back on track I will try to do best I can.
    SavingsRepayment: £0/£359.00
    GeneralSavings: £244.01/£1000+ Dec 15

    SPC#1435 £10.29
    (£0 banked - waiting for nov 29th to start again hehe)
    NOV NSD 9/10

    :rudolf:
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    May not be posting much I'm going to struggle for a few months as I just broken up with my partner of 3 years so I have to do Christmas on my own and have to buy a new phone, pay my laptop back and pay for my phone bill. So it's going to be a little tight until I get myself back on track I will try to do best I can.

    Sorry to hear this charley bear :hug:

    Well I relished 7 items over the weekend, that's it. Had hoped for more but never mind. Made £11 at weekend but it hasn't been paid grr. Still waiting on £16 plus postage from the previous week on 3 different sales. The buyers seem to just take sellers on a ride!:mad:

    Listing a load of work wear on fb later, in bundles I think. This evening I'll be continuing my Xmas makes and trying to keep on track with that.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
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