The 1% Challenge - 100 ways to make your 1%
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I'd like to change my target again (Sorry guys!) to £359.00
I didn't realise I used that much money out of my savings and
so would like to build it up again before I have too much to do regarding money.
£14.30 in my savings pot that will go towards paying back the
£359.00 = 4% doneSavingsRepayment: £0/£359.00
GeneralSavings: £244.01/£1000+ Dec 15
SPC#1435 £10.29
(£0 banked - waiting for nov 29th to start again hehe)
NOV NSD 9/10
:rudolf:0 -
Hi folks.
Slight triumph, Got my £68 shopping order down to £47 using vouchers :j and saved £8 a month on dog food as changed brands (he has to have a sensitive diet so its still £28 a month, previously £36 which they've put up to £40 on Amazon where i get it, its £46 in the shops :mad: so hopefully he will like the new cheaper stuff.
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Hi everyone,
Sorry to hear about the split charley bear - you don't need him and we will all be here for you on any bad days you may have. Use this time to really focus on the %'s - it really helps me when I'm on my own with my OH working away a lot Remember we can all send you a hug when required
Well in the time I have been away from the thread (which seems like ages we managed to pay an extra £3k into our savings account). Sadly most of this was due to hubbies overtime (he has been working every hour sent at the moment :mad:) rather than by me but I have been doing some sums and realised that I had paid some money into the joint account from craft fairs which I did not transfer and I had made some massive savings on certain bits and pieces so I am going to declare £500 as mine
So this now make my % total:-
Member 17 = 74% (£3,712 / £5,000) :jMortgage - £2338.07 BTL 1 £51,089.10 BTL 2 £81,504.52 BTL 3 £77,497.02 No Craft Spending in 2023 0/365 Stash Busting Challenge 2023 0/2023 [COLOR0 -
this is great! can I join in please? My debt is 8000 so 1% is £80. x0
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After all my hard work saving something's come up (as always!). We ran out of oil last night for our heating . We did really well with our last fill - we won 300 litres in a raffle back in April and our tank was empty then. I'm glad we got so long out of it because we live in a detached house but it couldn't have happened at a worse time! Hot water bottles all round for now!0
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Hey everyone!!
I'd love to join this challenge again- I was a member about a year ago but have stopped paying attention to my spending so I'm hoping this challenge will get me back on track!!
Still need to update my signature- since I've left this forum I have taken out a personal loan to consolidate some debts (and pay for quite an expensive holiday ). On a positive note though, the repayments on this are really manageable and I have used it to completely clear my student overdraft- which now I'm no longer a student charged a STUPID amount of interest per month.
I've decided I'm going to focus on one debt at a time, so....
My credit card is currently at £2000.80 (I'm going to ignore that sneaky little 80p!!)
#145- £2000, 1% £20Credit Card: £2318.71
Overdraft: £1101.00
Personal Loan: £4963.41
Total: £8383.120 -
After all my hard work saving something's come up (as always!). We ran out of oil last night for our heating . We did really well with our last fill - we won 300 litres in a raffle back in April and our tank was empty then. I'm glad we got so long out of it because we live in a detached house but it couldn't have happened at a worse time! Hot water bottles all round for now!
Big hugs x.nukke.x - even if only to keep you warm At least you had something saved which you may not have done without this challengeMortgage - £2338.07 BTL 1 £51,089.10 BTL 2 £81,504.52 BTL 3 £77,497.02 No Craft Spending in 2023 0/365 Stash Busting Challenge 2023 0/2023 [COLOR0 -
Had a NSD yesterday so just transferred another £5 to my savings account - not enough for another % yet but getting closer with every £Mortgage - £2338.07 BTL 1 £51,089.10 BTL 2 £81,504.52 BTL 3 £77,497.02 No Craft Spending in 2023 0/365 Stash Busting Challenge 2023 0/2023 [COLOR0
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I'm still here too!
I used to be able to pop on during my work day, now I just catch up and read on my lunch. Will definitely be good to get the percents rolling again, I've spent the last few months just treading water - now I can finally start to make some progress!
I will add the new folks to the list soon!0 -
happytails wrote: »Well that's 10 things listed at 99p mostly outgrown baby clothes but they need shifting! 10 more tomorrow
happytails, when you list baby clothes on e-bay do you list in bundles or individually? We have a load of clothes that our 2 year old has grown out of and are talking about doing a car boot but didn't know if e-bay would be better.Did owe £9,951.96
Now helping hubby pay off loan. Finally paid off :j
Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 20100
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