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The 1% Challenge - 100 ways to make your 1%

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  • craftingmad
    craftingmad Posts: 3,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done Sarah - bet that felt good!!! :T:T:T:T

    I have finally managed to transfer some cash to the savings pot - taking into account the money I earnt from craft fairs and face painting and the monthly reward from Halifax account and NSD's I can now declare that I have added a further £500 to the savings pot so:-

    Member 17 = 57% :j:j:j:j
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Craftingmad!! Its amazing, thats 2 debts completely busted in 12 months (my car £2000 and the overdraft which at this time last year was £2700!! Totally could not have done this without this thread!!) The Credit card has come down by £2000 too this past year :j

    Shame we didnt budget for this lastest debt of £5500 but im sure we will conquer it in time!!

    Think after ive tidied the dining room/kitchen after lunch ill get the kids upstairs to sort through their wardrobe for selling bits ready for birthdays and Xmas clothes replenishing bonanza lol

    Sarah

    PS. No.43 DEBT 2 100%
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well done sarah!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • tudorfan22
    tudorfan22 Posts: 436 Forumite
    Just paid off another £475 off my b'card, so I'm up to 38.48%!!!!
    I'm more than a third of the way there!!!!!
    )

    :beer:
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Today ive been sorting my front room (sewing room/dumping room/things for sale room) for when my MIL comes to stay with us for a few weeks. Need to get this stuff sold so its out of the way! Got 4 weeks!

    Ive had a look at my timer on my hot water tank and it was on for 18 hours of the day!! (this is usually for winter to keep the radiators on most of the day but in summer i dont need it much!) Anyway ive fiddled with it and its on 5 hours now so hoping that will make a difference, atleast it might stop my payments increasing!!

    Signed up to InboxPounds yesterday, another surveys for cash type site. Think im going to focus on 3 or 4 of these. Might bring in another %

    Ive got a meal plan made up, needs a bit of tweaking but going to have it on repeat all through September and see how we go. Will be working on a shopping list in a bit to order online.

    Also hoping to use husbands economical car once my DD is in school in 2 weeks rather than my big bus as it will save so much fuel (only if im driving more than his 8 mile to work trip - will take some planning)

    Debt 3 is going to take some effort, £5538 in 6 months. Ive rounded it to £5600/£56 for ease. So lets see how many %'s i can get this month. The husband will be doing quite a bit of overtime this month and i am reigning in the spending.

    SArah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • lynseydee
    lynseydee Posts: 1,810 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just wanted to post as for some reason when I tried subscribing to the thread it didn't put it in my subscriptions list.

    I've not been following this thread for a little while as my little one has been keeping me busy plus having to go back to work full time but thought I would report that although I'm not paying 1% to my debt I am making overpayments every month even if it's just a few pounds here and there. I'm currently overpaying our mortgage as I've been lucky enough to be able to get all three of my cards on 0% with two of them 0% till next August.

    I hope everyone else's %s are going well.
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
  • craftingmad
    craftingmad Posts: 3,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Go happytails - you can do it xxxx

    Well I'm doing little things to try and keep the %'s rolling in so hopefully they will pay dividends soon.

    I've just transferred a further £30 into the savings account from returning a couple of things which didn't fit daughter and also using a credit note to buy some uniform. I also used a £1 coupon today in Sainsbury's and have just used a £10 paypal credit from Swagbucks.

    So:-

    Member 17 = 58% :j:j:j:j
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow is it me again - have I scared everyone off or said the wrong thing? :(

    I had a stall at a craft fair today and had a lovely day. I can declare that I now have £112 profit waiting to be paid into savings :j:j:j:j

    That's another 2% just waiting to be paid in :j:j

    As always though I won't declare until I have actually transferred it into the savings account :p
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I think weekends are always quieter crafting mad.

    Nsd for us today :beer: got a free kitchen timer off mil today and free food at baby shower, me & kids ate ALOT! I've saut!d some veg for the fridge and chopped some carrots for dh and dd1 who like to eat raw. Got tomorrows breakfast cooking and will be starting a double batch of golden cauliflower soup in a moment so quite a moneysaving productive day :T

    1 eBay bid of £4.50 so far, got 6 things ending tonight.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello.
    Last posted 2 weeks ago and said I would up date later.Bit later than I thought I would be:o.
    E-bay sales from 2 weeks ago totalled £120.47 ,also 4.59 from a survey site.
    Grand total has taken me to 55%.
    Another 26 items being listed about 9 tonight, plenty more to do.
    Noticed that most people on here have children,jobs and other commitments. I have none of these so I have no excuse to not get stuck in and make some cash!!!!!!
    Ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
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