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The 1% Challenge - 100 ways to make your 1%

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Comments

  • Hi,

    Please may I join this challenge? I've been battling my debt MSE style for about a month now so I feel organised enough to take on (and win!) this challenge.

    My 1% (on my CC) is £21.27. I have budgeted to pay just over 2.5% each month and am hoping to pay off more through saving on main budget, Ebaz and a little online earning.

    I will add this to my signature now.

    Thank you :)
    Debt total (21/09/13) - [STRIKE]£4076.51[/STRIKE] £4015.00 :eek: :eek:
    Month 2 Overpayments: £60.27 /£100
    1% challenge (started 26/08/13): £21.27 - 2.5% /100%
    :cool:
  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Well another £12 to the pot for stuff sold so that's another 8% which has taken me up to 62% :j:j
    DEBT OUTSTANDING 23.04.17 £16802.97
  • 2.5% paid today as its payday. Not much this month as have to pay deposit on new flat. Still better than nothing!

    Thanks xx
    Debt total (21/09/13) - [STRIKE]£4076.51[/STRIKE] £4015.00 :eek: :eek:
    Month 2 Overpayments: £60.27 /£100
    1% challenge (started 26/08/13): £21.27 - 2.5% /100%
    :cool:
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,

    Made £6 on Ebay this week, not as impressive as my £70 the other week but it was only relists. - this money is still in paypal for other ebay buys/xmas buys etc

    A bit annoyed the dog still has fleas after spending £12 on treatment. Means im going to have to shell out more money :( He's never had fleas (nor my other dogs in previous years) so a totally new and not nice experience, we've not been bitten yet thankfully.

    Mum and my brother have given me loads of stuff to list and i get to keep all the profit from my brothers and 50/50 with my mum so need to get them washed/ironed and photographed as theyve been squashed in bin bags for ages. Just need to find the time! Got to post my 6 items today!

    Selling my sit in baby walker for DD2 for £8 in 2 weeks, its family so i know ill get it. She rarely goes in it and its so big!

    Tomorrow is when our overdraft gets taken off us and so far we havent been paid our overtime. We get paid the next day so its not too big a deal but we have £800 and only need £400 to get it paid off so dont really want to get charged for a day in an unauthorised overdraft. But to have £800 in just 24 days to me is impressive :T pat on the back to me & the husband there!

    Not much else to report except its SEPTEMBER on Sunday, how did that happen?!
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    Another 2% paid today = 4% total
  • Up to 9% repaid this month :D

    #196 £507.28/ £6200 : 9%/100%


    Savings goal £30,000 1% = £300.
    [/COLOR]
  • liz-paul
    liz-paul Posts: 899 Forumite
    Been gathering stuff for a big ebay listing session when kids are back at school next week but I'm now going to be working full time for first two weeks of Sept so might not get to it until the middle of sept.... Quite pleased to be working 2 week f/t though as that shoulkd help fill the deficit caused by no work in Aug! Disappointingly though I lost my new client (I'm a childminder) for Sept which means I'll be down a lot of money this year unless I can replace him.....
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,

    Payday today, finally cleared my £1200 overdraft. Had it for years and in 24 days we clear it :beer::j Saving us £30 a month in interest!!

    Tight month ahead and more debts to tackle!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Listerbelle
    Listerbelle Posts: 1,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sarah That's terrific! Well done.


    (I'm a lurker....a silent cheerleader :) )
    Your biggest asset is TIME! I'm focused on multi-generational financial freedom.
  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    Well done Sarah.
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