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The 1% Challenge - 100 ways to make your 1%

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Comments

  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone, another lovely day in sunny Wales :j

    The lovely husband of mine wanted to talk finances yesterday - wonders will never cease :D, and he is committed to paying off the car debt asap which means 4th July unless something massive crops up.

    So 4 more paydays (weekly pay) and it *should* be gone :T £1225 to go.

    We can attack the mortgage then, woo-hoo!
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • liz-paul
    liz-paul Posts: 899 Forumite
    Hi folks - I have another 1% which takes me to 21% :D
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • craftingmad
    craftingmad Posts: 3,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    Quick update from me as got to get kids to bed - I was at two craft fairs over this weekend (Friday and Monday) and now have the grand total of £40 to add to the pot. Every little helps I suppose.

    It was also my daughter's birthday party today and we ordered take away pizza. I did however search the internet to find a BOGOF voucher so we saved £49.96.

    Hopefully I will get to pay all this cash into the savings pot very soon.

    Well done everyone on your %'s - keep going - we will all get there one day xx
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • FallenArcher
    FallenArcher Posts: 169 Forumite
    edited 10 June 2013 at 8:12AM
    Good morning percenters!!! I just wanted to drop me to tell you my good news - as of the start of this month we are now debt free :j:j:j

    #164 declaring an extra 8.5% overpayments, so 67% made and paid!

    We were able to make that last extra payment from wages.

    We also had a bit of extra money from a carboot and ebay, which we used to take a couple of friends out for a lovely pub lunch - as they've paid for a few takeaways etc during our debt free journey! And have eaten out a couple of other times (within budget :rotfl:) to celebrate! We've also reclaimed our spare room by donating everything that we didn't sell to a charity shop. Awesome.

    It really is a fantastic feeling knowing that as of our next pay day our money is ours to do what we want with.

    And I guess our debt-free journey is a good example of what you can do when you put your mind to it!

    Having a couple of months of being half frivilous but will be back soon with a savings challenge as we want to save up for a number of things, including a house deposit.

    Good luck with your debt free journeys, and keep up the percenting - two thirds of my debt since LBM has gone purely from this challenge.

    And also, a big welcome to the newbies, this really is a great challenge.
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
  • Bublin1
    Bublin1 Posts: 724 Forumite
    I've been Money Tipped!
    edited 10 June 2013 at 8:59PM
    Just realised i posted my update in the old thread.
    #157 is now at 21%
    Dave Ramsey Fan[/COLOR]
  • pozza_73
    pozza_73 Posts: 195 Forumite
    Well done FA. I bet it feels fantastic :)
    Saving for Christmas 2017 £120/£400 :beer:
  • nattiecake
    nattiecake Posts: 65 Forumite
    Yay, finally got around to posting my music magpie stuff! :)
    Not counting my %s til theyre in the bank, so still officially on 0% :(
    Proper LBM June 2013 :eek:
    Predicted DFD December 2016
    Predicted OU completion date July 2017 :dance: 48/52 months to go...
    1% club member, 2% paid...
  • pozza_73
    pozza_73 Posts: 195 Forumite
    Have just paid £64 off - which equates to 2% more.
    Grand total of 3% paid :)
    Hope to get to 5% by the end of June. Going to have a look through my clothes and sort them out into clothes that can be sold on ebay and ones that can go to Cash for clothes.
    Saving for Christmas 2017 £120/£400 :beer:
  • squeeeek
    squeeeek Posts: 290 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    Well done Fallen Archer! I hope you're enjoying the new found freedom!

    I don't have a number yet but I just popped in to update...


    :j27% :j
    So that's 73% to go and 4 paydays until I'm debt free (fingers crossed) :D!
    Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.24
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone, it's raining woo-hoo :j:j

    I just went on the Black Horse site to make a payment and they are doing maintenance or something so cannot pay online. It did give a number to phone but I'll wait until later. I've got 9% to pay off leaving me with £1000 to pay by 4th july.

    Must remember to pay it later :D

    Hope everyone is well :)
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
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