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The 1% Challenge - 100 ways to make your 1%
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Update for the end of the month for me :
#196 £302.90/ £6200 5% paid off.
Slow but steady progress, and my emergency fund is growing alongside this so I should be able to start savings towards a lump sum payment off the loan by the end of the year
Savings goal £30,000 1% = £300.
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Hi all, its fantastic to see more people joining
and seeing the progress from so many fellow 1%'s. Especially well done happytails - you had an expensive month and still managed %'s so a big :T for you.
Well I have finally got to the bank and paid in my £80 from my craft fair at the weekend plus a further £48 from a craft fair I done yesterday. That plus I finally managed to let go of my old car to a scrapy and gained £70 in the process (although she was a bit part of my life and I cried when she went).
So in total I have added £198 to the savings pot today meaning:-
Member 17 = 44% :j:j:j
Its my little girl's birthday on Monday and I took adavantage of my trip into town today to grab a few extra bits and pieces - I also remembered that I had a £24 credit note for BHS (and it just so happened that they have 25% off kids clothes at the mo (inc reduced items) so I picked up a Now 84 CD and two tops for her using the credit note (and I still have £3.80 left on credit for something else).
I won't add that money into savings (or my % totals) yet though until end of June as although hubby got a decent wage this month with all his overtime we have just had to pay £1300 for his car to be fixed (plus still needs approx £700 of work doing :mad:) and one of our BTL needs new windows which is gonna be £1080). Add to this daughters Go Kart party which needs paying for I better wait and see how much money (if any!!!) is left at end of June.
Keep %'ing everyone - we will all get there x:T:T:TMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi everyone :j
I've paid another 4% off the car so that's 48% paid to date woo-hoo, almost half way :T:T
Keep going everyoneKarma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £20000 -
Sold a kids swimsuit and a bnwt bra so far on eBay, got myself £3 something after post and fees, got 6 things endingbtonight and 15 tomorrow, one of the items ending tomorrow has a £3 bid on it
will just realist everything tomorrow evening that doesn't sell.
Ive got to save up for my laminate floor this month, it's £80 for the laminate and I need the underlay stuff and trim as dad has the tools. I'm guessing I'll need £120 xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Evening, won £10 on a scrztchcard, don't get many, infact, first one in months so up £9 - going to transfer £9 to credit card tonight I think.
eBay is looking like ill get £10-20 ish tonight and I'll realist everything as planned. Got £20 coming from a friend for some toys this month too
Going to do a meal plan tonight to get the food we need for this week before we go away.
My boy needed new shoes, so today we got him a £13 pair, going to sell his outgrown pair
Hope everyone has had a good weekend:beer:
DFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Hope everyone is having a good weekend.
I was at a craft fair today but it was really quiet (again). I do however have £25 waiting to be banked and got another two craft fairs booked into diary.Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi, please could I join the 1% club?
My 1% is £28.
Thanks"Does it spark joy?" - Marie Kondo
"Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill0 -
Morning, well 2 of eBay buyers weren't within the uk and I only post within uk, as stated, so pretty narked off about that. Relisted most of my items this morning to end on Saturday.
Got my holiday to sort out (a week today), and need to sort breakdown cover and pet insurance today as that expires at the end of the week.
Feeling a bit overwhelmed by it all but we will get there!
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Getting there...
I have just paid 2% towards Barclaycard, and also put up my regular standing order to Mum from £250 p/m to £500 p/m from July. So that'll be an extra 2.5% each month, plus anything else I can cut back/rustle up. I reviewed my spend and found that if I'd controlled myself better I might have been able to pay off 5%. I've not been very disciplined lately, so at least this way every month 2.5% won't be there for me to waste.
Thanks Little Miss for the suggestion of a car boot sale to get rid of my old clothes. I did go through the cases in the loft and now have drawers full of lots of lovely things I'd totally forgotten I owned, and two large holdalls full of stuff to sell. Some things weren't worth selling so they will be going to a charity shop. I spent £9 on a clothes rail from Argos, and about £3 on tags and mini safety pins so I can mark up the prices. Some of my more expensive items still fit, so I may wait a little while longer before I do the sale. My weight loss is now at 2.5 stone. Another 1 to 1.5 stone and I really will need a new wardrobe, as I haven't been smaller than my current dress size in about 20 years.
:TI wanna be a saver, not a spender but first...
OD = was 1300 Now CLEARED
Cahoot CC = was 4000 Now CLEARED
Barclaycard (0%) = Was 7533 Now CLEARED
Mum's CC (0%) = Was 11500 Now CLEARED0 -
I don't have a number yet but:
Lashie - 17% so far. :j
I paid 13% when I got paid last week and I also made 4% on eBay so I paid that straight off my card.
Thanks all and happy percenting!0
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