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The 1% Challenge - 100 ways to make your 1%

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  • prettyplease
    prettyplease Posts: 155 Forumite
    This seems like a great way to chip away at the debt. Can I join please?
    my 1% is £228.
    Quite a lot but looking forward to it reducing down!
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Got another £10 selling the baby swing. It wouldnt be long til she was out of it and we already have a bouncer and a bumbo for her to sit in. .5% there.

    Yesterday i worked out how much money we have wasted on takeaways we have had since 2013 started, £600 :eek: It was worse than i thought! Thats half of what i owe on the overdraft. I feel very crappy about that but onwards and upwards. We are cooking more and wasting less food at home so we are on a winner :)

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    4 more items listed this morning with 99p starts - some more to go on later

    Sarah - I used to spend loads on readymeals and takeaways. No longer though when the penny finally dropped how much cheaper it was to make it from scratch, let alone nicer and healthier. I cook everything now, batch cook and freeze if possible to make life a little easier. I started off by limiting my self to once a fortnight takeaway, then once a month, then none - and none now for 2yrs!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • liz-paul
    liz-paul Posts: 899 Forumite
    I combated our huge takeaway spend by buying convenience foods to replace them. Things lie frozen pizzas, burgers & oven chips, or even jars of sauce or mexican meal kits. That way we still get a 'treat' meal and I don't have to put a lot of effort into cooking....
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • porgie1985
    porgie1985 Posts: 41 Forumite
    Sorry just realised I should have put mine in big colourful writing!
    :hello:My 1% is £24.00:hello:
    Please can I join?
    :idea: Light bulb moment 16/10/12 :idea:
    Stopped smoking 24/10/12 - £200 saved so far
    Member of the 1% club April 2013
    Aiming to be debt free in £2015
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    I'm back after a fantastic holiday - will be sitting down to read what I've missed and what you've all been up to whilst I've been away as soon as I can :D

    In the meantime I just wanted to say I have transferred £20 over to the savings account from the £5 rewards on the current account each month this year. So near to another % but not quite.

    I was really good on holiday though and we bought dollars back with us so these will be added to the savings again soon.
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • braddy970
    braddy970 Posts: 271 Forumite
    braddy970 wrote: »
    I set myself some goals for April..
    GOALS FOR APRIL :
    1) Have £600.00 in HSBC Savings Account (£452.97 atm)
    2) Have debt #1 at 40% (currently at 39.88%)
    3) Have debt #2 at 12% (currently at 9.68%)
    4) Have overall debt at 39% (currently at 35%)

    I have about 10 sticky notes on my laptop which have all the facts and figures written down, I think it can get quite addictive LOL.
    I have a few D/Ds to go towards #2 and #1 so hopefully I should meet all my targets :)

    2) Have debt #1 at 40% - COMPLETE ... 40.48 % as of this morning with more payments due to send later in the month :T:T
    The 1% Challenge #76 - Debt 1 = £620 - 1% = £6.20 - 4.3%
    Debt 2 = £1600- 1% = £16 - 0%
    Debt 3 = £1012 - 1% = £10.12 0%

    Pay all your debt by Xmas 2016 #130- £465.86/£7636.46 - 6.1 %
    Make £10 a day ~ Jan £182.49, Feb £373.65
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm catching up slowly - well done everyone on your percentages :T

    I just wanted to report that I have returned lots of clothes I bought for holiday but never wore (I left the tags on in true MSE fashion - just in case they were not needed) and so have just transferred £101 to the savings account :j:j

    So:-


    Member 17 = 3% :j

    Also going through DD's and SO's so hopefully will be able to add a bit more very soon.

    Keep up the good work everyone xx
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Craftingmad., nice to see you back and glad you had a lovely holiday!

    Nothing to report today except a no spend day here :) No sales either. I accidentally bought 2 snap pliers and snap sets for my sewing (i ordered one set and husband bought the other! LOL) so my friend is buying one set off me for what i paid for it so no loss there thankfully!

    Hoping to bump some Facebook sale items later whilst im waiting for free listing weekend! (hoping thats this weekend)

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Danni-R
    Danni-R Posts: 641 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Right, I'm going to jump in too. I was on the last thread (bit of a lerker) and I really want to shift my OD. Dont think my sig has changed in years :-(

    Think I still have a number and my 1% is £15.

    I have two people collecting stuff on Saturday (fb sales) and that will be £13 so not far off. will need to pay it in asap as I want to be debt free asap clearly and by my b-day, 5 months!

    Empty perfume bottles always seem to sell well. Even just the lids!
    [STRIKE]£2200[/STRIKE] [STRIKE]£1950[/STRIKE][STRIKE]£1850[/STRIKE] £1600 on my credit card
    £1200 of £6000 Savings
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