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The 1% Challenge - 100 ways to make your 1%

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  • Keep going everyone!


    I am now debt free :j so my last post on here. Can you please update me (Tree house 178, 100%) :beer:
    Debt at LBM Aug 2012 £30,000 :eek: 1% at a time - Member # 178 = 100%
    Debt free date November 2015 :j :beer:
  • Listerbelle
    Listerbelle Posts: 1,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wonderful news - congratulations
    Your biggest asset is TIME! I'm focused on multi-generational financial freedom.
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Congratulations Tree house

    96% on my third debt for me!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Had some funds clear in my paypal account which allowed me to clear my 3rd goal - now at 100% PAID!

    Onwards and upwards so my next debt is £6114 :eek: so my 1% is £61.14....off I go!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Hello everyone! After lots of lurking and pretending to be dealing with my debts I've decided now is the time to take the bull by the horns, so to speak. I love the idea of doing this 1% at a time, it doesn't look quite so daunting or scary. Also off to join lots of challenges.
  • Hello, I haven't posted in a while but now we are at 65%.
  • Can I join?

    I already have a detailed plan to pay off every penny of my debt in the next 12 months, but I might as well measure in 1% increments to keep myself motivated.

    Total debt: £3,834.35
    1%: £38.34 (£39)
    10%: £383.44 (£384)


    I've got extra income this month due to timings of benefit payments so actually *plan* to have cleared 16% (after interest has eaten in) by the end of December.

    Obviously that doesn't happen very often, and outside of next September (when the stars once again align), I'll only be clearing around half of that each month.

    I shall report back next Friday after I get money with how much I cleared from the CCs :T
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • I'd like to join please.
    My old 2 accounts are up there.
    You may remove Charleybear & DeafLeopard from the list,
    this is my account now.

    My goal is £1,000
    :xmassmile EF: £10/£2,700 :xmassmile Fun:£10/£1,000 :xmassmile SPC#054 = £9.00 / £100.00 :xmassmile
    :rudolf:DEC NSD: 2 / 20:rudolf:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    3% paid off my next target so far....this is a much slower one than my previous targets and is testing my patience :rotfl:
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    edited 28 November 2015 at 11:16AM
    lexbubbles wrote: »
    Total debt: £3,834.35
    1%: £38.34 (£39)
    10%: £383.44 (£384)

    I shall report back next Friday after I get money with how much I cleared from the CCs :T

    Okay I made payments totalling £130 today (£25 to vanquis, £25 to capitalone, £80 to aqua), but after interest ate into it my debt has only decreased by £49.28

    But that's still over my 1% target (1.26%, to be precise)
    Only 98.74% to go! :rotfl:

    Total debt now: £3,785.07
    To 2%: £29
    To 10%: £335
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
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