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The 1% Challenge - 100 ways to make your 1%
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No number given yet but I'm at 2% now! yay me!:TLBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
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Hi please can I join? My 1% is ✨✨✨£95✨✨✨ (sorry I'm on my phone so can't change font size or colour) xI am officially debt free! Debt paid: £18,600 Current Savings: Pot 1 £300 //// Pot 2 (premium bonds) £3,800 :T:j0
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Another £109 overpaid on that long term loan, a bit more chipped off!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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My 1% is £349. I'm happy to be at 2% so far but sometimes it seems like it takes a while to move!LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
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No number yet, but I've now paid 100% off my first 2 targets so my next one is £1100, meaning my 1% is £11.00 - here we go again!Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0
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Been AWOL on all challenges since June, but happy to report we are at 52%0
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#129 checking in. All of my minimum direct debits have come out and extra payments made.
4% of total debt paid so far!:TLBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
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No number, but 4% off my third target so far!Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0
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There haven't been any 'official' updates on this thread since I subscribed to it. I don't want to tread on anyone's toes but I wondered if people might like me to make a new thread and take over the running of it? I don't mind - but don't want to offend the OP.
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
#330#
Well since I was last on here
I have - drum roll please :T:T:T:T:T
Repaid £7475 Balance now £725 88.41% paid :j:j :beer:
How did I do it? Well I found YNAB and with careful monitoring of all pennies - giving every £ a job I have discovered I can live well within my budget and also repay my debts.
And on top of this I have savings of £3,200 :A :rotfl: :money:
And if I can figure out how to update my signature i will do so too. (figured out and now updated)
Martin Lewis & MSE - I owe you big time.0
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