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The 1% Challenge - 100 ways to make your 1%

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  • Digging_2
    Digging_2 Posts: 91 Forumite
    No number given yet but I'm at 2% now! yay me!:T
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • Hi please can I join? My 1% is ✨✨✨£95✨✨✨ (sorry I'm on my phone so can't change font size or colour) x
    I am officially debt free! Debt paid: £18,600 Current Savings: Pot 1 £300 //// Pot 2 (premium bonds) £3,800 :T:j
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another £109 overpaid on that long term loan, a bit more chipped off!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • My 1% is £349. I'm happy to be at 2% so far but sometimes it seems like it takes a while to move!
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • No number yet, but I've now paid 100% off my first 2 targets so my next one is £1100, meaning my 1% is £11.00 - here we go again!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Been AWOL on all challenges since June, but happy to report we are at 52%
  • #129 checking in. All of my minimum direct debits have come out and extra payments made.


    4% of total debt paid so far!:T
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    No number, but 4% off my third target so far!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • There haven't been any 'official' updates on this thread since I subscribed to it. I don't want to tread on anyone's toes but I wondered if people might like me to make a new thread and take over the running of it? I don't mind - but don't want to offend the OP. :o
  • sgm61
    sgm61 Posts: 24 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    edited 16 September 2015 at 12:35AM
    #330#

    Well since I was last on here

    I have - drum roll please :T:T:T:T:T

    Repaid £7475 Balance now £725 88.41% paid :j:j :beer:

    How did I do it? Well I found YNAB and with careful monitoring of all pennies - giving every £ a job I have discovered I can live well within my budget and also repay my debts.

    And on top of this I have savings of £3,200 :A :rotfl: :money:

    And if I can figure out how to update my signature i will do so too. (figured out and now updated)
    Martin Lewis & MSE - I owe you big time.
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