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The 1% Challenge - 100 ways to make your 1%

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  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Paid 0.322% (!) off today.

    ..only tiny but better than adding to it :cool:
    January 2025 - Debt £20,006
  • LessCake
    LessCake Posts: 29 Forumite
    Another 2% paid today taking my total down to £2552

    I have now paid 3% in total :)
    We think too much and feel too little.
    More than machinery, we need humanity.
    More than cleverness, we need kindness and gentleness.
    Charlie Chaplin.
  • Another 4% brings me to 30%. :)
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I rang the bank to find out what the updated balance was after all the overpayments I have made.

    Very pleased to discover it was around £500 less than I thought meaning I've saved that amount in interest.

    Still plugging away as there's a long way to go, however I certainly feel better now I'm getting close to the halfway point of how much I've repaid.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Sa1sysoo
    Sa1sysoo Posts: 298 Forumite
    Part of the Furniture 100 Posts Photogenic
    Staying with my current percentiles of £177.00, I'm now up to 7%. Those little overpayments of £2.00 work claim backs and ebay sales are slowly building up.
    OH OD - £100.00/£100.00 Joint OD - £100.00/£100.00StepChange: £10,057.67
  • Adding another 4%, now at 34% paid off :))
  • nessauk
    nessauk Posts: 79 Forumite
    PPI Party Pooper
    Hi, I would like to join please. Have 10k to clear so £100 will be my 1%
    January Grocery Challenge 2016 = £119.41/£250.00
    Weekly Savings Challenge 2016 = £364.31/£1378.00 26.44%
    Virtual Sealed Pot Challenge 2016 #9 = £13.88/£500 2.34%
    £2 Savers Club 2016 #26 = £140/£500 28%
    1% challenge 2016 = £100 Total saved £100/£10,000 1%
  • LessCake
    LessCake Posts: 29 Forumite
    I rang the bank to find out what the updated balance was after all the overpayments I have made.

    Very pleased to discover it was around £500 less than I thought meaning I've saved that amount in interest.

    Still plugging away as there's a long way to go, however I certainly feel better now I'm getting close to the halfway point of how much I've repaid.

    Nearly at the halfway point - you're doing so well! :beer:
    I too had a nice surprise when I called to check my balance (thought not as nice as your £500!) and rather than change all of my figures I have counted this as payments (I obviously overpaid at some point!) so I am technically at 6.85% paid, but until I reach the 7 will report my repayments as being 6% :j
    We think too much and feel too little.
    More than machinery, we need humanity.
    More than cleverness, we need kindness and gentleness.
    Charlie Chaplin.
  • LessCake
    LessCake Posts: 29 Forumite
    Another payment made today taking me up to 12% :j
    We think too much and feel too little.
    More than machinery, we need humanity.
    More than cleverness, we need kindness and gentleness.
    Charlie Chaplin.
  • Paid another 4% now at 38% paid
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