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The 1% Challenge - 100 ways to make your 1%
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I'm lurking too but I agree, I hardly ever sell on ebay any more, try to sell locally first if I can.
That Bubblews site looks interesting, how did you come across that?0 -
Payday today so managed to pay extra to both CC and loan.
New percentages are:
CC 13.5% and Loan 2.24%
Have set myself a target of clearing CC before August, lets see just how much before then I can do that.It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 20 -
Hi all
5% paid of card in March and £5.59 towards next 1%. Hoping for the same or better in April but will see how it goes.0 -
Please can you add me to the 1% challenge?
NHS Worker Bee, 1% is £112
I'm starting from scratch so currently at 0% paid off, thanks.Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
NHS_worker_bee wrote: »Please can you add me to the 1% challenge?
NHS Worker Bee, 1% is £112
I'm starting from scratch so currently at 0% paid off, thanks.
Hello and welcome
Would it be possible to break your debt down into smaller individual debts? Then each percentage would be smaller and easier to achieve resulting in each part of the overall debt disappearing hopefully for ever.
Whilst concentrating the percentages at one debt make the minimum payments to the rest, once the first debt is cleared "snowball" its minimum payment to the next debt and then through all your percentage busting energies at that, then continue until all the debt has gone.
How you choose which order to tackle the individual debts is up to you, the largest, smallest, biggest APR, the one where the deal on the interest rate ends soon, the one to a friend or relative.
All my ramblings may be irrelevant to your circumstances and I am sure you have a plan on clearing debt as you have a debt free date in your signature. It's for me I would find it hard to see where I could find £100+ but if the percentage was a smaller amount I would be more motivated to not buy a coffee or similar as I could see it having an impact.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Another £95 paid off.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Baileys_Babe wrote: »Hello and welcome
Would it be possible to break your debt down into smaller individual debts? Then each percentage would be smaller and easier to achieve resulting in each part of the overall debt disappearing hopefully for ever.
That's a good idea. 1% of my highest APR debt is £30.
NHS worker bee, 1% is £30. (2% paid off so far.)
Just paid that 2% extra off today.Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
Nothing saved yet - splashed out on presents for my mum
and brought some things for me.
Going to cut down now and try not
to spend anything this week at all.NSD 3/25 | SA: £38.00 | EF: 38.130 -
troglodyte wrote: »I'm lurking too but I agree, I hardly ever sell on ebay any more, try to sell locally first if I can.
That Bubblews site looks interesting, how did you come across that?
Someone mentioned it on Ciao. Bubblews really is fun. It's like this forum, facebook and a bunch of friends all rolled into one, where you write and submit a short post and then get paid a cent per view, like and comment.
I have made $150 so far....am waiting on $100 as it takes about a week to arrive after requesting the funds, which arrive via paypal.
Feel free to email me for a referral....I'd make 20 cents if you use itYour biggest asset is TIME! I'm focused on multi-generational financial freedom.0 -
Still no number yet but 6.6% now paid of my chosen credit cardAs of 24th August 2016 total money owed was
£15,708 :eek:0
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