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The 1% Challenge - 100 ways to make your 1%

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  • niksyg
    niksyg Posts: 678 Forumite
    Still no number...

    oh well....on the upside I have just paid 1% off my debt, only 88% to go :)

    :j
    Clearing debt to save for a simple wedding.
    Starting 2016 With debt of £7700
  • lynseydee
    lynseydee Posts: 1,809 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £22.48 paid towards the mortgage today. Onwards and upwards.
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Gah! The car failed its MOT and its costing me £300 to put it right!! :mad: Needs a new cat converter and a tyre and some other bits. Hope our other car passes in 2 weeks time or ill cry!

    Good news is i got my Home insurance £11 a month cheaper and with £30 cashback!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • liz-paul
    liz-paul Posts: 899 Forumite
    That's bad luck Sarah! At least you made a saving on your home insurance :beer:

    I have nothing to report except that I am really unwell and hardly got any sleep last night. Have to work this afternoon so just willing 4:30 to roll around.....
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • Hello all,

    Apologies for being away for so long. It has been a very busy, hectic few months.

    Numbers WILL be given out to you lovely people I promise. It does take a long time to get up to date so please bear with, I go through a few pages each day!

    It's wonderful to see folks still joining in. I know my 1% has kept me going even with small payments when times have been tough.

    The 1% thread has kept me moving forward which is remarkable considering how easy it can be to slip back a little.

    I'm pleased to say I now have a new perm job which will help me to make HUGE steps towards being DF.

    Remember - there's a limit to how much you can cut back but no limit to your income! So keep on with the crafty side projects and additional earnings here and there as they REALLY count :)
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all, Well got my car fixed, its running better so hopefully it might use less petrol now the cat is fixed.

    In other news, ordered some storage from Ikea (before the car issues) and its coming on the 14th which will mean once its all built we will have all my craft stuff stored nicely away and all the toys. Hoping it will mean i craft more as i literally have NO space in my sewing room ATM. My next plan of action is a name for the business i want to set up and looking in to how i go about it as a 2nd income.

    Nothing much is really shifting on FB at the moment, i have loads of outgrown kids clothes to sell so think im going to put everything up for £1 each and see what shifts. After that anything left ill put as bundles on Ebay. Still trying to shift a pram on Facebook/Ebay too, its a great pram and at a great price but people want stuff for nothing it seems.

    Sarah xx

    PS i will do some new totals soon as lost track with debt 1 x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • I asked to JOIN but haven't been given a number but I have started anyway, my 1% is £75 and I am up to 3% so far :)
    Total Debt [STRIKE]£25,460 [/STRIKE](23/02/2016) :eek: £13,416.94.(paid 48%)
    Earn £10 a day 2015 - £878.91 2016 - £3932.18
    2017 - £1686.24 - 2018 - £272.37
    March 2019 - £120.99
    April 2019 - £0/£300
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,

    Debt 1 is about £4070/£6500 so 38% paid :j
    Debt 2 paid in full
    Debt 2b paid in full
    Debt 3 is £0/£2100 so 0%

    Long term saving goal - 2017 holiday - £8000

    Debt 1 is on a 0% til May and debt 3 needs paying this October so that is the focus of our attention for this summer.

    Unfortunately I won't be contributing to %s this month as money so tight after the car being fixed xx
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well done Sarah, all going well on your debt repayment plans! Good stuff!

    As for, I'm quietly ticking over saving money to pay off the long term loan and making eBay money to pay off straight away. Not much to report apart from £1250 saved, £1180 to come back to me in 6 months to pay off loan and £612 made on eBay and sales.

    Keeping going is the hardest things and not losing focus. I'm not, because it's really important to me to pay this loan off, but sometimes I have to remind myself of that point as it can feel really hard going some days.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just paid £138.41 /£1400 off my cat. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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