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The 1% Challenge - 100 ways to make your 1%

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  • May I join?
    I'd like to put £390.00 back into my savings account,
    so thats £3.40 for the 1%
    NSD 3/25 | SA: £38.00 | EF: 38.13
  • allybee101
    allybee101 Posts: 736 Forumite
    Part of the Furniture Combo Breaker
    Very excited that payday tomorrow will allow me to pay another £500 off my overdraft! My %age will be about 45 and my salary will actually take my account into the black at the start of each month (albeit briefly!). That hasn't happened in a long time!
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    Well completed a survey yesterday - first I have done in months so £3 into paypal. Will let it build up and then if I use it I will put the money that I would have spent towards my goal (if that makes sense). Will see what is in the bank account at the end of the month and then pay that off to start next month with a clean slate.
  • allybee101
    allybee101 Posts: 736 Forumite
    Part of the Furniture Combo Breaker
    Payment made from squirrel account to Overdraft and have completed the online application to reduce the overdraft limit - all approved. 46% now paid off. My account is currenly £117 in credit (until the DDs go out for bills!)
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • sonas_baby
    sonas_baby Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Okay thats me off the starting line.
    cc 12% paid
    Loan 1.8%
    Car 1.6%
    no percentage on savings yet but I have put a little money away just not reached 1% yet, better to pay off than save anyway.
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Made another payment on the chosen CC today bring the total now to 3.2 %
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • liz-paul
    liz-paul Posts: 899 Forumite
    Another 2% here. Sold my flash gun on Ebay. Ebay fee's are massive now :eek: Sold it for £190 + £6.95 P+P and ebay charged me about £20 and paypal about £7. Would love to know how anyone can a living selling on there nowadays....
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • Hi All,

    Hope everyone is doing well.

    Pay day for me today (yipee!) plus I got a pretty big tax refund (double yipee!) so my new total is:

    Member #198 £6,925.21/£8,731.92 (79.31%)

    Next month I will clear my debt to my mum which I have had for over 10 years and it kept growing! Then hopefully 3 more months and I'll be debt free! :D

    Have a good day

    p.s. I'm on the new board design, so I can't make my total big and bright for some reason :(
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    5% now paid off :j
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Listerbelle
    Listerbelle Posts: 1,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    liz-paul wrote: »
    Another 2% here. Sold my flash gun on Ebay. Ebay fee's are massive now :eek: Sold it for £190 + £6.95 P+P and ebay charged me about £20 and paypal about £7. Would love to know how anyone can a living selling on there nowadays....


    It's been ages since I've contributed here but I do still lurk :)

    liz-paul Many people are now selling via Facebook and Gumtree.

    I rarely list anything on Ebay. I started to focus on my writing instead - see my signature. Bubblews is my newest. I'm waiting on another $70 from there :)

    Thanks again for all the inspiration here!
    Your biggest asset is TIME! I'm focused on multi-generational financial freedom.
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