Nationwide FlexDirect - 5% interest, free overdraft

typistretired

Half way through July I opened a sole Nationwide flexdirect, a few days after the anniversary of closure. I applied through quidco to claim the cash back. The account was opened in days (I kept checking online and it was opened and I made a deposit quite a few days before I actually received the paperwork) and I received the 5% interest at the end of July. Have kept the joint flexaccount as I like the free travel insurance.

Fletchasketch

I've just been declined for a Flexdirect. I'm on the electoral roll, have never missed a credit card payment and have just checked by credit report which is not showing any negative markers. The only things I cn think might impact it are tg £5000 I have on credit cards (all at 0%)or the fact that I took out new credit card last month. Any ideas if that might d the case?

MABLE

LplateSaver wrote: »

So banked with nationwide 4 years, I know from experience that they do a credit search on existing customers when they open a 2nd account but do they credit search also when accounts are upgraded?

From my experience they have never done it for me.