Nationwide FlexDirect - 5% interest, free overdraft

apt

You can log in without the card reader, but you often need it to make faster payments from your account.

innovate

apt wrote: »

....you often need it to make faster payments from your account.

And I think you always need it when making the first payment to a new payee

le_loup

No. All payments.

KTF

le_loup wrote: »

No. All payments.

No, once you have made an initial payment you dont always get prompted to use the card reader for subsequent ones.

ctdctd

le_loup wrote: »

No. All payments.

Wrong - I have not had to use it for any existing payments for a while.

innovate

le_loup wrote: »

No. All payments.

Definitely not for me. It's fairly random when they "pull me up" on payments to existing payees, but definitely not every time.

DragonQ

I haven't had the option of logging in without the card reader for a while. I hate the things, completely ruins the idea of "mobile banking". If your passwords are strong enough, there's no need for it.

innovate

The option to log in without a card reader is still there. I have been doing it every day for the past umpteen months.

DragonQ

innovate wrote: »

The option to log in without a card reader is still there. I have been doing it every day for the past umpteen months.

Well that's great for you. I can't see it. It used to be there but is not any more, unless they moved it?

veryintrigued

DragonQ wrote: »

Well that's great for you. I can't see it. It used to be there but is not any more, unless they moved it?

I've just used it. It appears after you've put your customer number in.