DMP & Mutual Support Thread - Part 9

justapensioner

Mossop01 wrote: »

Ok sorry i misunderstood that, try to make token payments where u can, u could send a postal order?

Hmm Think I may still be able to transfer money but not sure how to and don't know whether I ought to contact the bank? as the loan has a sort code and account no but no reference no to it

Mossop01

I couldnt transfer to my loan account my bank didnt allow it, but i sent them a PO with account number written on the back, they mansged to cash it, tricky i know and a pain to get to post office and they charge for postsl orders

justapensioner

Hmmm think I may look into that Mossop01

justapensioner

Mossop01 wrote: »

I couldnt transfer to my loan account my bank didnt allow it, but i sent them a PO with account number written on the back, they mansged to cash it, tricky i know and a pain to get to post office and they charge for postsl orders

I have just made a small payment to Natwest Loan and was also able to transfer money on line. Rang them up and explained about Stepchange and wanted to make a small payment on loan and they couldn't have been more helpful. Am wondering if I really needed to change banks.

Mossop01

Personally it was the best move for me as my overdraft was included in my dmp so i didnt want my income suddenly swallowed up as the cancelled my overdraft, i was then able to budget better. Good luck

RonniesMummy

Evening.
Just popping on to say thanks for the advice yesterday, I am going to look at the old style boards and try and meal plan etc, I have a slow cooker ive never used so maybe I need to get that out..!!

No post today either for me, I don't know if thats a good thing or a bad thing!!!
x

Time_to_face_the_music

justapensioner wrote: »

I have just made a small payment to Natwest Loan and was also able to transfer money on line. Rang them up and explained about Stepchange and wanted to make a small payment on loan and they couldn't have been more helpful. Am wondering if I really needed to change banks.

I honestly would not risk it. One nice person at NatWest may not stop another not so nice NatWest employee offsetting in your account.

The golden rule is do not bank where you have debt.

Time_to_face_the_music

Mossop01 wrote: »

Hi all just tried to log onto hsbc to check balances and it appears they have deactivated my account! Charming!

If they have defaulted you and passed it to collections, this routinely happens. So it could be a good thing

Time_to_face_the_music

Growurown wrote: »

If I bring the booze can I come to the TTFTM glorious bonfire party too please?

Julie67 wrote: »

Growurown TTFTM can I come too I will bring the Aldi sausages:D

All welcome and the more the merrier at the TTFTM bonfire party :j

Got a while to wait though, current estimate is November 2015 but that is down from end of January 2016 so who knows

Find_The_Real

Hello All and welcome justapensioner to the board.

Sorry to hear Mossop that you can't get access to your old accounts. My bank did that with me with my main account but left the staff one I don't use so who knows what logic these banks have.

I got a letter today from SC about sorting out a review which I thought was kind of strange as I have only made one payment so far. However I was going to ring them up next month as I got small pay rise - the first time in 4 years - and I was going to go over to 12 months for the council tax, I just want to get all my final figures together first so I don't keep changing it. They will have to wait!

Hope all is well with everyone and life on DMP is not too much of a struggle at the moment.