DMP & Mutual Support Thread - Part 9

Growurown

If I bring the booze can I come to the TTFTM glorious bonfire party too please?

Really feeling the pinch this month. Three family birthdays, Mother's day and a wedding next month so have had to book the accommodation and put down a deposit. Plus my job change means my travel costs have tripled but the new salary doesn't kick in until the end of the month. Fortunately we haven't had to pay council tax as we went for the ten month payment option so that has given us a bit of breathing space but had planned to use that money for the emergency fund. Oh well - wouldn't life be boring if everything went to plan.

Hopelessly_Hopeful

Growurown wrote: »

If I bring the booze can I come to the TTFTM glorious bonfire party too please?

Really feeling the pinch this month. Three family birthdays, Mother's day and a wedding next month so have had to book the accommodation and put down a deposit. Plus my job change means my travel costs have tripled but the new salary doesn't kick in until the end of the month. Fortunately we haven't had to pay council tax as we went for the ten month payment option so that has given us a bit of breathing space but had planned to use that money for the emergency fund. Oh well - wouldn't life be boring if everything went to plan.

You can do it GUO. Are you ok for food and heating? It's a devil when everything comes at once isnt it? SDounds like you have some nice things to look forward to

HHX

Mossop01

Welcome justapensioner and good luck with ur journey!

GUO its always sods law that things happen at once, but keep plodding u can do it! OHs 21st is this month and normally i would have pur £50 in a card, but since starting the dmp im being very tight (she would only spend it on a night out drinking) so shes getting a card n if she doesnt like it then its tough cos feeding my kids has to come first!
Good luck!

Mossop01

No not my OHs 21st its his nieces 21st, he wishes he was 21 again!!!! Hahaha

Julie67

Mossop01 wrote: »

No not my OHs 21st its his nieces 21st, he wishes he was 21 again!!!! Hahaha

Don't we all Mossop:rotfl:

Welcome justapensioner, I'm just a month in front of you
Growurown TTFTM can I come too I will bring the Aldi sausages:D

GUO I know what you mean about March we have mum and dads birthday and Mother's Day, but then again with the size of my family most months are the same.
We also have a holiday from council tax and water rates this month and its a good job. Dh is very quiet this week but hopefully it will pick up.
No post yesterday, maybe something today. Will report back later. J

Mossop01

Hi all just tried to log onto hsbc to check balances and it appears they have deactivated my account! Charming!

justapensioner

Still managing banking with old bank and have made small payments to credit cards as I want to show that I am willing to keep some kind of payments to them until the payments from Stepchange kick in.

Mossop01

Hi justapensioner, be aware that banks may use the offset rule to gain funds for debts that's why it's always best to bank somewhere that's not connected to your debts

justapensioner

Yes I know about that, this is the transitional period as my DD etc are all set up with new Co-op Bank account. What I am doing is making small payments on CCs until the Stepchange payments take over and to show that I am not trying to avoid paying them.

The only one I am concerned about and wonder if I can still make a small payment is my Natwest Loan as it was due 1st March and did not have the money for it. I am wondering if I should make a small payment on it or not or wait for Stepchange to deal with

Mossop01

Ok sorry i misunderstood that, try to make token payments where u can, u could send a postal order?