DMP & Mutual Support Thread - Part 9

Time_to_face_the_music

Thanks everyone for doing a happy dance with me! I am still doing it actually :j

Twitty - it's so good to see you. Good luck with the PPI and please pop in and see us sometimes, we miss you and your wisdom

Find The Real - there are treats in the TTFTM household

GUO - I am looking for those 50ps too :rotfl:

HH, aka my twin - that DFD is also touchable now, you are sooooooo close to it. That will be my biggest Happy Dance of them all :j

TTFTM x

Time_to_face_the_music

milocat wrote: »

First day went well. Have asked my recruitment lady to email me just to confirm hours worked and amount paid, and she's done so, and I've forwarded that, along with my contract to SC.
They also said on the phone this morning that I didn't need my bank details for them to activate the plan - as soon as they have all the information they need otherwise, they will start writing to the companies and I can amend DD details when they are needed, so that was nice.
It is looking like an April start now though

An April start could be a good thing:

1) It gives you a chance to make another month of token payments, saving a bit of an emergency fund and possibly bringing defaults closer.

2) It allows you to practice your budget and make any last minute changes before you start properly

Time_to_face_the_music

blisteringblue wrote: »

I want to see it in black and white when the DMP starts and not using my paper and printer ink

It's things like this that can keep you going.

I am currently requesting a printed statement every day for our endowment policy because it's vanished online

Puzzcat

Morning dmp'ers..


I love the 25th of the month and seeing that new statement from sc...


I'm in the 58's...... not long now.. :rotfl:


Hope you all have a lovely tuesday....


Love Puzz. x

Hopelessly_Hopeful

Puzzcat wrote: »

Morning dmp'ers..


I love the 25th of the month and seeing that new statement from sc...


I'm in the 58's...... not long now.. :rotfl:


Hope you all have a lovely tuesday....


Love Puzz. x

All going in the right direction that's the main thing.


HHx

blisteringblue

First token payments will be landing today. Having a sweepstake with the OH about when the first phone call comes. Even though every letter says we will only communicate via written correspondence.

I say the first one will ring today, she says tomorrow. Let the game begin.

sharpeyes66

Not been on here for a few months as everything settled down after DMP kicked in. All interest frozen except Barclaycard, who say I am paying too much to be considered for 0%. Had a FOS claim in my favour against Halifax, and even a result in a complaint against NatWest after they failed to update OH's customer records when they agreed the DMP and so haven't progressed her down the same track as me re Default etc. Only realised when she got a letter saying that they were getting ready to pass her details to Power2 Contact who would visit at home to discuss options and retrieve cards/chequebooks etc at a cost of £125!! Ended up with an apology and a guarantee that they would set her records in line with mine and £100 in recompense for the distress of receiving such a letter.

However, we have now received letters from NatWest again saying that the account is being dealt with by Triton Credit Services and that they have agreed to a monthly payment from StepChange of £64.80 per month. This is despite the fact that SC have been sending £101 per month since we started in June. Do I need to worry? Don't want to contact them to discuss it in case they use the 'Barclaycard' argument that we are paying too much and reinstate interest. Initially NW didn;t freeze interest as they said we were overpaying them and paying them more proportionately than other creditors according to SC figures. Confused

jubilee14

well done TTFM fantastic news. i keep reviewing my statements to hope to fall into the 20's around June and cant wait

jubilee14

Letter from Hfx today threatening to default could finally get this interest frozen

Puzzcat

jubilee14 wrote: »

Letter from Hfx today threatening to default could finally get this interest frozen

Another prime example of creditors having no set rules.. I started my dmp in November, Hfx passed my debt to a dca in January and never charged me interest...