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The Sub Prime Credit Thread - Part VI
Comments
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Got my Aqua credit agreement yesterday. Nothing about the credit limit but the APR they've given me is 34.9%. Reminds me of my Vanquis days with 59.9% rates. I won't be carrying a balance anyway so it's irrelevant.
Me too: 34.9% and no info on credit limit. Reasonably fast response too. I applied on Saturday.0 -
Me too: 34.9% and no info on credit limit. Reasonably fast response too. I applied on Saturday.
Yeah I was pleasantly surprised at the speed also. Would have been better if they had enclosed a direct debit form to send away along with the credit agreement though.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
I signed and sent my agreement back 10 days ago and only got the PIN yesterday. No sign of the card yet, however they were quick to initially respond after I applied.I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0
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The credit limit for Aqua cards is the first three (or four) digits on the long string of numbers beneath the line on the page that you sign.
It took Aqua about a fortnight to get my card sent out to me after I sent the agreement back, but it was around Christmas / New years.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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The credit limit for Aqua cards is the first three (or four) digits on the long string of numbers beneath the line on the page that you sign.
It took Aqua about a fortnight to get my card sent out to me after I sent the agreement back, but it was around Christmas / New years.
It says 250. :rotfl: I forsee a lot of faster payments throughout the month!We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Have only just discovered that Nationwide do a 'soft' search quote for a credit card. Decided to give it a try and they've offered me a rate of 19.9% with 0% BT for 20 months, instant acceptance when I submitted the application.
Card number 9 on its way to me! When it arrives, I'm going to make a purchase using one of my other cards then transfer the balance. I've been wanting to remodel my bathroom so I'll be able to order a new suite, tiles and stuff and needn't worry about the interest.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Have only just discovered that Nationwide do a 'soft' search quote for a credit card. Decided to give it a try and they've offered me a rate of 19.9% with 0% BT for 20 months, instant acceptance when I submitted the application.
Card number 9 on its way to me! When it arrives, I'm going to make a purchase using one of my other cards then transfer the balance. I've been wanting to remodel my bathroom so I'll be able to order a new suite, tiles and stuff and needn't worry about the interest.
9 credit cards damn!!!You'll be in double figures soon.0 -
BugsyBrowne wrote: »9 credit cards damn!!!You'll be in double figures soon.
I'm going to close Flybe and probably my HSBC, they've served their purpose now.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
The credit limit for Aqua cards is the first three (or four) digits on the long string of numbers beneath the line on the page that you sign.
It took Aqua about a fortnight to get my card sent out to me after I sent the agreement back, but it was around Christmas / New years.
I don't know what mine says because I sent it back same day as received. But the limit is not important because the Advance card is really only to give me another account on my credit report and to build a card with a lower interest rate for the future.0 -
It says 250. :rotfl: I forsee a lot of faster payments throughout the month!
Yeah, I've cleared mine in full three times this month already
Hey, they said it was cool to do that when I activated the card, so on their head be it when I earn my £100 and close the account by Easter :rotfl:Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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