first direct regular saver 8% to be withdrawn

innovate

0800 24 24 24, supposedly 24 x 7.

If you want to stand any chance to get the 8% Reg Saver before they take it off sale on the 1st, call them now!

mgdavid

sabretoothtigger wrote: »

I tried to phone them as they requested but they dont answer the phone :laugh:
Is there a special number to try ?

They said I can use internet banking but I have to phone, isnt that missing the point. I prefer to not be phoning, etc I can type 50wpm so internet is way easier to juggle account details, etc

I guess their helpdesk has become overwhelmed by applicants

your post is jumbled and unclear (to me at any rate).
You can apply for, and open the 1st Account online.
You then have to phone the number on the screen (08456 100 100) once to set up all the security for online banking.
You can then open the Regular saver account online.
I did it all with no problem or delay at all in well under an hour Monday night and yesterday.
Very impressed with the standard of phone agents but the web interface is visually dreadful.

bsms1147

Gone now.

Hope everyone got it while they could

triticale

Gutted I missed this, mine matures on the 3rd and only just seen this.

Had intended to set a new one up with the proceeds of last year's and higher monthly installments.

Here's hoping they re-issue it with at least 6% .

veryintrigued

veryintrigued wrote: »

The joys of 24 hour (helpful) onshore telephone service!! They confirmed I could set this up online which I have now done and funded the first £300. Being a former FD customer I was already set up for online banking - just needed a reset. Good work FD.

I also asked about the fixed rate (2.3%) account and it was suggested that this was under review at the beginning of next month. Sorry if this has been mentioned elsewhere.

I'll be pushing the minimum £2k to a newly opened one of those soon too.

Thanks again to the OP on this.

Pulled today - now at 2.0%.

Thanks again to the original poster - allowed me to get both of these accounts in time.

Bark01

Quite a basic question but if I'm comparing the new rate (when announced) to that of an ISA do I take the new % rate and then take 20% of it?

6% =4.8% after tax
4% = 3.2% after tax

Still better than any easy access cash ISA, but I might just drip feed my Vantage instead.

innovate

Bark01 wrote: »

Quite a basic question but if I'm comparing the new rate (when announced) to that of an ISA do I take the new % rate and then take 20% of it?

6% =4.8% after tax
4% = 3.2% after tax

Still better than any easy access cash ISA, but I might just drip feed my Vantage instead.

Yes those numbers are right.

Assuming you mean Lloyds Vantage: their 4% deal (if you are on it) expires in October; normally pays 3% (variable), i.e. 2.4 net after 20% tax.

Unless you get a lot more interest in non-ISA accounts, savings into an ISA still makes sense, in order to build up a big sum in a tax shelter. May be safe into Vantage for a a few months, but definitely empty as much as you can into an ISA before end of the tax year.

Bark01

innovate wrote: »

Yes those numbers are right.

Assuming you mean Lloyds Vantage: their 4% deal (if you are on it) expires in October; normally pays 3% (variable), i.e. 2.4 net after 20% tax.

Unless you get a lot more interest in non-ISA accounts, savings into an ISA still makes sense, in order to build up a big sum in a tax shelter. May be safe into Vantage for a a few months, but definitely empty as much as you can into an ISA before end of the tax year.

I meant my H&L stocks and shares Vantage, I current drip feed it with £50 per month then top up to a decent amount every few months and buy some shares. I just presumed Vantage was another name for S&S ISA's!

Meadows

Okay they have until August to get it back or I will be (hope it comes back but good while it lasted)

alanq

veryintrigued wrote: »

I also asked about the fixed rate (2.3%) account and it was suggested that this was under review at the beginning of next month.

Now paying 2.0%.

Ifts wrote: »

Also the withdrawal (in a weeks time) of the £125 sweetener for opening a current account with First Direct,...

Now paying £100.