How do we pay for our wedding without more debt!!? HELP.

shannalicious

OP you said that you don't know anyone with a spare 3 grand to loan you but would your parents not consider taking out a loan for you if yours gets refused?
You could agree on a payment plan and any money you get from selling your stuff and wedding gifts could go straight to them.
I know it's a VERY big thing to ask of someone but they might agree rather than you having to cancel the whole thing.
Plus if you do cancel and decide to go the down the route of a cheaper wedding then you've still lost the 2500 thus making it really not that cheap after all

worried48

I agree - and askl for cash for presents. Just explain the situation!

fallen121

meer53 wrote: »

My wedding cost less than £1000. Registry office, family party in local Community Centre a week later.

Our wedding cost £220. This included:

Licence and certificate
6 buttonholes from flower shop
New tie for Mr Fallen
A couple of matching "Ratners Crap" 9k gold wedding rings
Sit down meal in local hotel for 13 people

My Mum's friend made a one tier cake. I caught a taxi to the registry office - can't remember who paid, probably my Dad

I wore a suit from work (something old), shoes bought by my Mum (something new), a brooch lent by my sister (something borrowed) and a blue garter. No bouquet as everyone in my family was already married anyway so no point throwing one!

Didn't bother with a photographer as my husband was working as a photographer at the time so we knew what the mark up was. Everyone took photos anyway so we have plenty. The wedding was delayed due to snow and it was slow news day so the local rag sent a photographer so we got a professional picture and made page 3 of the paper! (Headline : Snow Problem Getting to the Church on Time!)

No honeymoon. My parents paid for a night away in a local hotel.

22 years and one daughter later we still think it was the best day we ever had!

Dabooka

Take heed; defer or spend less.

You could make savings if you had to, you just don't want to. Understandable though this is you need to wake up. Particularly good advice is dropping the photographer. No-one EVER looks at their albums after the first couple of visitors have been around! So many people take quite good kit to these events and they'd happily share them around afterwards, it's what we did and we planned it like that even though we could've easily gone professional should we have chosen to.

More worrying is the other half not wanting to talk about finances. I was in a bit of a pickle when I met the missus, but I was upfront about it and due to her level of organisations, got it sorted quickly and easily. He needs to open up and take joint responsibility.

Best of luck, but don’t get into more debt for this, you’ll regret it many times over.

findingmyownway

MrsT2be wrote: »

We've paid for wedding rings, my wedding dress, bridesmaid dresses, jewellery, ceremony fees, stationery etc. Deposits have been paid on both venues, the photographer, registrar fees, wedding night accommodation. Cake is gifted, flowers are gifted, honeymoon accommodation is gifted.

I think the key to maintaining harmony whilst not adding to your debts is to work with what you've got.

Photog - how much is there left to pay? Probably cancel and get friends to do it.
Reg fees - unavoidable
Accommodation -I'm surprised this isn't included with venue costs. Cancel / get a travellodge (if you're last at the party then noone will know),
Honeymoon - assuming you still have to pay for flights etc then cancel, free accommodation gift can be claimed next year.
Guests - which invites have gone out? If the evening do ones havent then dramatically cut down the guest list / food offered.

I bet out of the £3k you think there is still to pay, it could be reduced by 2/3rds if you tried. And thats a much more reasonable sum to ask your parents to pay.

Plus dress, BM dresses, accessories etc can be sold after to reclaim some money (and pay parents back if required).

GlamGirlie

MrsT2be wrote: »

when your parents are contributing its hard to say no, we just want to go to Vegas.

There you go.... there's your answer! Cut your losses and go to Vegas.

Guests will understand, if they don't then they aren't true friends.

And yes, you will lose deposits etc, but at least you won't be in more debt.

Good luck x

charleyroo

^ this!

we announced to parents that we are getting married in Vegas, despite multiple disapproving 'looks' from all concerned, i couldn't give a hoot! it's your day, and you that has to pay for it. no one else has to stress over the cost of things except you so go with what you want.

don't let finances get out of control. i learned this early on after realising the only thing me and OH ever argued about was money. we brought it within control and have barely said a cross word since.