How do we pay for our wedding without more debt!!? HELP.

Thriftygifty

The £8000 budget what of that have you paid for that you actually own ie dresses etc and what money have you paid to suppliers that you cant get back?

Ie of that £8000 have you put down £2500 that you cant get back?

So of that do you still have £5500 to play with including stuff that you might of already paid for but own so havent lost any money?

It all depends on the above but could you not relocate your wedding somewhere else that might be cheaper and haggle on the price as it's a late booking?

whitewing

MrsT2be wrote: »

This is the route I want to go down. We are going to be together forever, what difference does an extra year make? I think my partner sees it as a pride thing, we'd be letting a lot of people down who have booked and paid for accommodation already etc, but in my heart I know it makes the most sense. I'm going to go to the bank on Wednesday knowing that I'd rather post pone than take on more debt, so I don't feel so pressured into signing for more debt.

If people have booked and paid for accommodation already then perhaps you need a proper chat with your parents, his parents and your husband to be altogether to try to come up with a joint solution as it will potentially affect family relations. Better to get the main people on board or there may be consequences that you haven't dreamed of. At least if the 6 of you are together then you have a joint decision and joint communication.

Thriftygifty

miduck wrote: »

That was cleared up ten minutes ago!

And you can do a Vegas wedding for half that amount ...

And now I just updated my other post before reading this one DOH! Soooo slow tonight :rotfl::rotfl:watching tv and pausing to type oops sorry lol

Happytogetdebtfree

Hi mrstbe, i had to postpone my wedding for another year as we had our lbm and it was unpractical i was very upset about it and i was embarrassed but i was so glad we postponed it because i wanted to enjoy my day, i cried dont get me wrong but the relief was huge and the following year we had a wonderful wedding and i felt much better about things , Be realistic, if you know what wedding you want then have it, its you two that are getting married at the end of the day, post an statement of affairs maybe you can cut costs and savings. If you really cant afford the wedding dont do it now if people are rude enough to be funny about you cancelling your wedding remind them your partner was out of work for 8 months and you needed to use your savings at the end of the day you need to feel comfortable. Before we postponed our wedding i was clutching at straws trying to borrow money and i felt so upset about it BUT when we cancelled it everyone was great they completley agreed with us and it was soon forgotten and we enjoyed saving up and having the wedding we wanted x

MrsT2be

Thriftygifty wrote: »

The £8000 budget what of that have you paid for that you actually own ie dresses etc and what money have you paid to suppliers that you cant get back?

Ie of that £8000 have you put down £2500 that you cant get back?

So of that do you still have £5500 to play with including stuff that you might of already paid for but own so havent lost any money?

It all depends on the above but could you not relocate your wedding somewhere else that might be cheaper and haggle on the price as it's a late booking?

We've paid for wedding rings, my wedding dress, bridesmaid dresses, jewellery, ceremony fees, stationery etc. Deposits have been paid on both venues, the photographer, registrar fees, wedding night accommodation. Cake is gifted, flowers are gifted, honeymoon accommodation is gifted.

katsu

Can any guests or relatives save you costs? EG can anyone do basic buttonholes or make your bouquet or table decorations instead of giving you a gift? Anyone who can make a nice cake?

Maybe look at what you have left to pay for and see what you have paid that could be cancelled or changed to get money back, then talk to family and friends and post in the special occasions board here for ideas on ways of making things cheaper.

Eta: Sorry, cross posted with op.

Mojisola

MrsT2be wrote: »

I know we should, but at the time we paid off what we could with the savings we'd built up. We both already have debts anyway, him around £15000, me around £9000, so part of me thinks 'whats another 3k?!' My parents are already paying for some of it, his parents bought us a car, and I don't know anyone that has £3000 spare to lend us. I completely agree that £8000 is a ridiculous amount of money for a wedding, but when your parents are contributing its hard to say no, we just want to go to Vegas.

How much is the car worth?

MrsT2be

Mojisola wrote: »

How much is the car worth?

They paid £2000 for it, which was money they put aside for us for the wedding, but our old car broke and we couldn't afford to fix or replace it, (we need a car for me to get to and from hospital for my medical treatment), so it was decided at the time we needed a car more than we needed money for the wedding.

whitewing

Do your parents actually know your financial situation, or do they just think you're there saving?

Maybe you need a good, long brainstorm with them.

Mojisola

MrsT2be wrote: »

They paid £2000 for it, which was money they put aside for us for the wedding, but our old car broke and we couldn't afford to fix or replace it, (we need a car for me to get to and from hospital for my medical treatment), so it was decided at the time we needed a car more than we needed money for the wedding.

So selling that isn't an answer either.