Balancing not just the budget

RosaBernicia

Confessions... :eek:

Have just completely restocked the freezer and found I'm already halfway through this month's grocery budget... not good as have a few more bits to get tomorrow! But am resolving to cook more and take lunches to work so hopefully it will work out.

Also must confess to buying the new Danielle LaPorte Desire Map Planner, because it looks amazing and I love the idea of something keeping me on track every day - I wasn't expecting this to come straight out of my account as I won't get it for a couple of months, but not much I can do about it now!

Other than that on track - and remembered to claim expenses


Rosa xx

RosaBernicia

moneyonmymindsam wrote: »

review the gifts pot as it may need a little extra adding to fully cover Christmas....me too....thanks for the tip ...:T


Evening Flower .....;)


Hope the moggies are keeping you suitably loved or moggie smothered...:D


Just nipped in to say ....


:iloveyou:.........obviously :rotfl:

Evening petal - right back atcha

Moggies are happy and purry but the weather is obviously getting colder as I keep finding them sleeping on my feet!

I think a Christmas costs review will be called for but am refusing to do it til October. Might put up a Christmas SOA for input!


Rosa xx

moneyonmymindsam

RosaBernicia wrote: »

Confessions... :eek:

Have just completely restocked the freezer and found I'm already halfway through this month's grocery budget... not good as have a few more bits to get tomorrow! But am resolving to cook more and take lunches to work so hopefully it will work out.

Also must confess to buying the new Danielle LaPorte Desire Map Planner, because it looks amazing and I love the idea of something keeping me on track every day - I wasn't expecting this to come straight out of my account as I won't get it for a couple of months, but not much I can do about it now!

Other than that on track - and remembered to claim expenses


Rosa xx

Never mind about the food budget ...a girls got to eat :cool:




I love love love the sound of the Danielle LaPorte Desire Map Planner - I will be googling that ...:D sounds exciting




Moggie slippers ..:rotfl:....what more could you want ...:happyhear


TGIF ...xxx

RosaBernicia

moneyonmymindsam wrote: »

I love love love the sound of the Danielle LaPorte Desire Map Planner - I will be googling that ...:D sounds exciting

http://www.daniellelaporte.com/2016-desire-map-planner-collection/?inf_contact_key=2ea7892e16c304eb6e8ff090839acc91ece762ee91e273e26a2ed360aa9d90cb

It does look rather beautiful. I never normally manage to keep a proper organiser or journal but this may be different

moneyonmymindsam wrote: »

Moggie slippers ..:rotfl:....what more could you want ...:happyhear

TGIF ...xxx

Maybe you need a moggie too Sam?... https://www.bluecross.org.uk/rehome/cat

They're no more fussy to feed than your Plus One


Rosa xx

moneyonmymindsam

Oh thank you........ it does all look REALLY good.... !

moneyonmymindsam

Hi It's Friday :T:beer::j


I've been thinking about a xmas pot.......:o


I have 0p in a xmas pot so need to start looking at that as only 3 paydays to go ....I think I might get 2 presents each payday to cover everyone.


Only have one Birthday to fund so I need to work out a budget 5 lots for xmas then 1 x December birthday.

I am so rubbish at keeping things and keeping this secret ...I get so excited I end up giving in advance then feel guilty at xmas so buy more.

I might add that to my goals to set a budget and stick to it...for once so thank you for bringing this up.

Sam:A

RosaBernicia

moneyonmymindsam wrote: »

Hi It's Friday :T:beer::j

I've been thinking about a xmas pot.......:o

I have 0p in a xmas pot so need to start looking at that as only 3 paydays to go ....I think I might get 2 presents each payday to cover everyone.

Only have one Birthday to fund so I need to work out a budget 5 lots for xmas then 1 x December birthday.

I am so rubbish at keeping things and keeping this secret ...I get so excited I end up giving in advance then feel guilty at xmas so buy more.

I might add that to my goals to set a budget and stick to it...for once so thank you for bringing this up.

Sam:A

Hi Sam

I have about £170 in my gifts pot atm and there aren't really that many people I buy for at Christmas - the family isn't huge and there are several friends where we have kind of faded out buying physical presents and do something together instead. Work do a small Secret Santa and people often buy chocs for the office or make a charity donation instead of sending cards - and I'm quite glad of this as it's a lot less stressful as well as not pushing anybody to spend more than they can really manage.

Although, this year I'd like to budget for things like cards and stamps (and maybe even send them on time this year ). I usually put £40 a month in the pot and that covers birthdays, new babies, flowers when I visit people, cards for special occasions, and anything else that's spending on pressies... but I think as I've been using it more for that this year, it might not completely cover Christmas. I might put the monthly input up a bit or maybe plonk in an extra £50 in Oct and Nov.

I do love having it set aside though as it means buying things for people is pure fun and doesn't get tangled up with any moneysaving guilt or dithering.

Oh and that reminds me, funnily enough the response from the Hotel Choc friend has been.... *whistle of tumbleweed rolling by* - so there's another present I don't need to buy :rotfl:


Rosa xx

moneyonmymindsam

That did make me smile "hotel choc friend" maybe we ate her by accident ...lol


You always got me ...lol:p:D


xx

kerri_gt

RosaBernicia wrote: »

Oh and that reminds me, funnily enough the response from the Hotel Choc friend has been.... *whistle of tumbleweed rolling by* - so there's another present I don't need to buy :rotfl:

Rosa xx

Knew you should've kept it for yourself

RosaBernicia

Awww thanks Sam yes I always have you lovely lot... and as it happens today I have stocked up at Hotel Choc so dive in everybody *puts out pralines and stands well back*


Rosa xx