Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Balancing not just the budget
Comments
-
I freaked out a bit when we got our mortgage, seemed such a big responsibility and had a massive 'OMG what if we can't pay it' moment - had to give myself a stern talking to along the lines of 'its no different to paying rent, except you're paying it to yourself, for your own benefit and your own home - if you hadn't paid rent then you'd have still been chucked out and you weren't all those years so go and look at some colour charts knowing you can do whatever you like because its YOUR home'
Thanks Kerri :A
I went online second hand furniture hunting to remind me that I don't have to pay thousands to furnish it either
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
RosaBernicia wrote: »Thanks Z
I really hope the inheritance thing won't be an issue!
The limit is £325,000 - hence my assumption we weren't talking those sorts of sums...
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
I prefer the look of a room put together from second hand furniture. More stylish. Anyone can replicate an IK3A room but to put a room together with preloved items takes a certain flair that I'm sure you possess.RosaBernicia wrote: »Thanks Kerri :A
I went online second hand furniture hunting to remind me that I don't have to pay thousands to furnish it either
Rosa xx
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
-
doingitanyway wrote: »I prefer the look of a room put together from second hand furniture. More stylish. Anyone can replicate an IK3A room but to put a room together with preloved items takes a certain flair that I'm sure you possess.
Thanks DIA
I have always wanted to be able to spend time sourcing good quality furniture and 'rescuing' lovely second hand things. I found some fab items on preloved and it was all I could do to stop myself emailing about a dining table that I don't yet have space for :rotfl:
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
How exciting is this week for you? Not one but three potential homes to look at. And as you aren't in a great hurry you kind of have the upper hand if that makes sense.
I too am amazed at how far we have all come on this journey together and hope we will be here for a lot longer, not debt wise but just to help each other out in life.
Tink xxAs of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390 -
Offer accepted! House buying is GO! :eek::eek::eek: :j
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Woop! Awesome news!! :T:beer::j:money::D🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Congratulations If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Yay, well done Rosa it's amazing what being in a string position can do for offer acceptances.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards