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Balancing not just the budget

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Comments

  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    I can barely write after I read HOUSEWORK ...:D:D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am back to alternating housework and essay writing - each seems a lesser evil when you're fed up with the other :rotfl:
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Oh no ...hope you have some chocolate at hand gorgeous girl.


    Had a clear out at mine so relatively happy with that :-)


    Thinking of you and all that study:A
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have chocolate and there is a worrying amount of crisp consumption going on :o

    Things are still on track and I think I get paid early due to the Bank Hol, :j, so am looking forward to making my Penultimate Payment! Plus I should get the arrears that I didn't get last month - it probably won't be much more than £100 after tax etc but all brings DF a little closer.

    My pay is likely to go down despite the rise because of the change to public sector pensions :( so I'm glad that's only happening at the end of my journey and that I'm beginning to realise I can make money work well for me rather than causing me stress.

    Five weeks to DF, all being well... :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • ZTD
    ZTD Posts: 24,327 Forumite
    RosaBernicia wrote: »
    I have chocolate and there is a
    worrying amount of crisp consumption going on :o

    Any reason why?
    RosaBernicia wrote: »
    My pay is likely to go down despite the rise because of the change to public sector pensions :( so I'm glad that's only happening at the end of my journey and that I'm beginning to realise I can make money work well for me rather than causing me stress.

    Is this the sliding scale of contributions thing, or something different?
    RosaBernicia wrote: »
    Five weeks to DF, all being well... :)

    :T
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • doingitanyway
    doingitanyway Posts: 10,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    RosaBernicia wrote: »
    Five weeks to DF, all being well... :)
    Rosa xx

    How amazing to be able to say that. :T
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    There must be something in the air as I'm consuming (inhaling) crisps far more than normal. Mine's laziness I think as I've been getting in late and not eating right and then the knock on effect from there!!!

    Really excited for your 5 week countdown. That time flies by! Have you thought of a way to celebrate this major achievement?

    MTxx
  • doingitanyway
    doingitanyway Posts: 10,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Me too with crisps. Are we all inhaling the same brand. Have they begun adding narcotics to the salt? I am narrowing my eyes in a paranoid way...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Hand up here that I haven't been eating crisps but have been craving salt more than usual - I usually put it down to the hot yoga I do and sweating buckets some classes.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ZTD wrote: »
    Is this the sliding scale of contributions thing, or something different?

    It's the NI change - an increase of 1.4%, which more than wipes out the progression pay freeze and less than 1% cost of living increase. http://www.bbc.co.uk/news/business-35913487. (I can't say I'm impressed, but I don't really feel I should be moaning given that I have a permanent contract, a decent salary and a final salary ish pension).


    Rosa xx


    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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