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Balancing not just the budget
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I can barely write after I read HOUSEWORK ...:D:DGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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I am back to alternating housework and essay writing - each seems a lesser evil when you're fed up with the other :rotfl:Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Oh no ...hope you have some chocolate at hand gorgeous girl.
Had a clear out at mine so relatively happy with that :-)
Thinking of you and all that study:AGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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I have chocolate and there is a worrying amount of crisp consumption going on
Things are still on track and I think I get paid early due to the Bank Hol, :j, so am looking forward to making my Penultimate Payment! Plus I should get the arrears that I didn't get last month - it probably won't be much more than £100 after tax etc but all brings DF a little closer.
My pay is likely to go down despite the rise because of the change to public sector pensionsso I'm glad that's only happening at the end of my journey and that I'm beginning to realise I can make money work well for me rather than causing me stress.
Five weeks to DF, all being well...
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
RosaBernicia wrote: »I have chocolate and there is a
worrying amount of crisp consumption going on
Any reason why?RosaBernicia wrote: »My pay is likely to go down despite the rise because of the change to public sector pensionsso I'm glad that's only happening at the end of my journey and that I'm beginning to realise I can make money work well for me rather than causing me stress.
Is this the sliding scale of contributions thing, or something different?RosaBernicia wrote: »Five weeks to DF, all being well...
:T"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
RosaBernicia wrote: »Five weeks to DF, all being well...
Rosa xx
How amazing to be able to say that. :TIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
There must be something in the air as I'm consuming (inhaling) crisps far more than normal. Mine's laziness I think as I've been getting in late and not eating right and then the knock on effect from there!!!
Really excited for your 5 week countdown. That time flies by! Have you thought of a way to celebrate this major achievement?
MTxx0 -
Me too with crisps. Are we all inhaling the same brand. Have they begun adding narcotics to the salt? I am narrowing my eyes in a paranoid way...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Hand up here that I haven't been eating crisps but have been craving salt more than usual - I usually put it down to the hot yoga I do and sweating buckets some classes.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Is this the sliding scale of contributions thing, or something different?
It's the NI change - an increase of 1.4%, which more than wipes out the progression pay freeze and less than 1% cost of living increase. http://www.bbc.co.uk/news/business-35913487. (I can't say I'm impressed, but I don't really feel I should be moaning given that I have a permanent contract, a decent salary and a final salary ish pension).
Rosa xx
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0
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