Vanguard Life Strategy

black_taxi_2

sanoffo could of put it in a fixed rate cash 3% isa for 5 years

return £17,389.11 not great but safe

atush

3% is about 10-20% of my return on equities this year.

Not great, but at least it might beat inflation for year 1. by year 5, inflation could be 5-7%?

A_Flock_Of_Sheep

I see it's all gone south again today.

Down, down, down.

badger09

A_Flock_Of_Sheep wrote: »

I see it's all gone south again today.

Down, down, down.

Only a very short time ago you were wishing for a drop of 40% IIRC.

grey_gym_sock

A_Flock_Of_Sheep wrote: »

Down, down, down.

are ewe a duck now?

just take a few deep breaths, and focus on the long term.

A_Flock_Of_Sheep

badger09 wrote: »

Only a very short time ago you were wishing for a drop of 40% IIRC.

I still am

black_taxi_2

you should lov down down indexing,you can buy more cheaply


time in market,not timing

you will go insane judging it hourly

JohnnyJet

I know this question is an impossible one to answer accurately, but does anyone have a rough idea how much the different VLS funds might be expected to increase over any average year? For example could the VLS 60% be expected to rise by say 7-10% before inflation is taken into account?

black_taxi_2

VLS. started this year

http://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/v/vanguard-lifestrategy-60-equity-accumulation/charts


vanguard USA

2010/12. 11.7%
2011/12. 5.12%
2012/13. 30.9%

June to june

atush

JohnnyJet wrote: »

I know this question is an impossible one to answer accurately, but does anyone have a rough idea how much the different VLS funds might be expected to increase over any average year? For example could the VLS 60% be expected to rise by say 7-10% before inflation is taken into account?

Quite impossible as no one has a crystal ball.

But the 80/20% would have a greater chance of exceeding (or under during a slump). 7-10% is not unrealistic in good years with some risk undertaken. but is not eaerage.