Vanguard Life Strategy

JohnRo

I had a 12.8K VLS100 lose about £700 within a week or so during March, since then it has topped £13K before falling back to just under purchase price with a £177 dividend on top.

So you're about 7 days into let's say a 2000 day investment. Just forget about it, if you watch the price nervously every day or two you'll go loopy or burnout, panic and lose money you didn't need to.

edinburgher

Increased our monthly contribution into VLS100 to £209. Small beer to some of you, but heading in the right direction :beer:

Now if only Mrs E and I could pass our damn driving tests - would save about £500/mth in lessons alone!

esmecullen

After a very good week last week, my VLS60 is still up £6.50:D

Sanoffo

Thanks for the comments folks, I feel more calm now. In hindsight I probably would have placed a small lump sum and drip fed the rest but hey, I had to start somewhere... I just wanted it on the market.

May the learning begin!

JohnRo

edinburgher wrote: »

Now if only Mrs E and I could pass our damn driving tests - would save about £500/mth in lessons alone!

The car you're going to buy when you do pass the test might have other ideas about that

edinburgher

The car you're going to buy when you do pass the test might have other ideas about that

Free 2nd hand Suzuki of some sort from family so they can justify spending £10k on a new one, should get another 5 years out of it and then replace with an equally cheap runabout

atush

Sanoffo wrote: »

Thanks for the comments folks, I feel more calm now. In hindsight I probably would have placed a small lump sum and drip fed the rest but hey, I had to start somewhere... I just wanted it on the market.

May the learning begin!

Can I point out to you, this is less than a 2% drop? Why did you put 15K into just one investment?

You are most certainly investing above your risk profile as you are investing in just one fund, in one lump sum (rather tan dripfeeding).

bigadaj

atush wrote: »

Can I point out to you, this is less than a 2% drop? Why did you put 15K into just one investment?

You are most certainly investing above your risk profile as you are investing in just one fund, in one lump sum (rather tan dripfeeding).

Drip feeding may have been more appropriate but given that its gone into a highly diversified multi market multi asset class fund, so a single fund isn't that problematic.

Sanoffo

I thought I'd max out my ISA allowance off the bat and dripfeed later. I wasn't aware of the fluctuations I was jumping into to be perfectly hones. I was just looking to put the money somewhere medium-long-term. I'm probably a fool yes.

Any advice appreciated.

A_Flock_Of_Sheep

Another day of losses on the Dow and Nasdaq. I expect that means the FTSE will be wilting again tomorrow and conversely another etch into losses in investments.

Sell in May Fly Away - its now not May and everything is on the downturn.

Imagine a 40% drop in a real bear market on £15k - gosh