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Hello DFW my old friend...
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Good evening!
I had a great day at work today, and could have happily stayed there for another few hours, which is really not like me!
Tomorrow, I am heading to Dundee for some training, which will cost £30 in train fares...ouch. My employers usually pay for transport, but considering last time I went, I had to come straight home because we'd been burgled, I didn't like to ask them to pay for this trip too (I work for a charity, so I don't like to take advantage of their generosity!).
I am taking soup with me, and will try to remember to pick up some bread before I go, which will at least save me a few quid because I won't have to buy lunch.
Did anyone do the dry January thing? I didn't
but we are going to try not to drink alcohol in February instead. Should be good for health, waistlines and finances, in theory! And it's a shorter month than January. 
I did give up crisps for January, as one of my New Year's resolutions, and have managed it quite well, with only a couple of slip ups. Crisps are my nemesis, and it was really difficult at first, but I've all but stopped wanting them now. I could really go for some Twiglets or tortilla chips though!!I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0 -
Oops. Ate crisps. Accidentally went to H&M. I suck. I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0
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You so do not suck
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Anything good in H & M?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Aww thanks Beanie, but my finances are right on the edge and B has already helped me so much that I can't ask him to help again. Whyyyy is comfort shopping my therapy of choice?? Why can't it be running, or Ebaying, or something useful like that?!I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0
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Anything good in H & M?
It was stuff for DD - she has had a growth spurt and has grown out of most of her trousers/jeans and shoes. There were plenty of things in the sale, and I did get two pairs of shoes (ballet pumps and some Converse-style trainers) for only a few quid each, but I could have probably waited until next month to buy the fuchsia cords and the pink-and-navy-striped cardigan. :wall:
Also, my spectacularly-rubbish estate agent, who said I had a confirmed offer on my house, has now back-peddled and said it's a second viewing, and she hasn't made her decision yet. !!!!!!. They are beyond useless.I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0 -
I sat in on someone taking the first step towards bankruptcy today. She cried, I think with relief. I almost cried too. I wanted to hug her so much.
Beginning to wonder if I am tough enough for this job!!I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0 -
The job will get easier.
Words fail me about the estate agent TBH.
Bah is all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Snaggles,
Just wanted to pop in and say hello.
You've got a tough job by the sound of it but don't toughen up too much, I bet it's your humanity that people warm to in the first place.
:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Snaggles, I didn't realise you had a new diary. Welcome back.0
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