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On a mission!!!!

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  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Bloody snowing again,when will it end,driving me mad,pooches are loving it,all 4 of them,well one of them is a Husky!! Thing is,they havnt been out for a week now,im just so petrified of them having me over,and breaking a limb,then where would i be,of sick from work,and out of action for a couple of months!!!:(
    Luckily i have a big garden,and ive picked up some massive bones for them today,24,that should keep them going and occupied for a bit,made a donation of £2 for them,goes to the Husky Welfare,apart from that,i havnt spent anything today

    2 more days at work,then 8 off,cant wait,then its Benidorm,next weekend,will be a nice little break form the grind!!!:D
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
  • Kodagirl wrote: »
    NSD today,i love them,its like a little achievement,im easy pleased!!!:D

    Thinking of setting up a 'Mortgage Overpayment Calculator Anonymous' group,for people like me,obsessed with imputting different figures,to find out how many years/months i can wipe off my mortgage!!!! :rotfl:

    Just wish i had started this malarky earlier!!! Does anyone else find the 'mixed' reaction,when they tell people what they are aiming to do? I know it doesnt matter what other people think,but im just miffed,ive had friends say,good for you,and ive had some 'laugh' yeah,we will see whos laughing,when im free from this massive debt,and have security!!!:D


    Can i join your group.. I am a mortgage overpayment calculator addict.:rotfl:
    £176,000 January 2014
  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Hey,Alwaystryyourbest,
    Hope your well,ive set up a new thread,to help us get through our darkest hours on the MOPC,we are not alone!!!!:D
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Home from work,not had the best of shifts,suffering badly from 'Train Lag' ;)
    Had 3 hours in York,luckily the shops were shut when i got there,and i resisted buying myself a Whopper meal form Burger King,couldnt bare to spend any of my money bag spending money,doing so well with my NSDs!!!:D

    Nice to see the horrid white stuff has finally gone,although now i have lots of muddy paw prints in the kitchen to show for it!!!:(

    One more shift to do,before 8 days off,there is a job available on Weds,contemplated on offering to do it,the money is nice,but im thinking work/life balance is nicer? So i think i will leave it,and enjoy a nice walk with the pooches instead,and maybe some much needed cleaning time!!!

    Washing machine is being delivered Monday,thank god,never thought i would miss it so much,and its only me living here,cant wait to use it,and hear it on full spin,its got to be quiter than the last one,that sounded like a 747 during take off!!!:rotfl:

    Found meself day dreaming today,of when i am 45,when i'l be mortgage free,(hopefully)in a way,its like wishing my life away,....... cant blimin help it though!!!:)
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
  • hello : hello: can i join your group too? I too have no one to share my ms obsession with ( except my OH, who hasn't clicked that no one around us gets why we are doing this).

    I am desperate to hear how you get on in Benidorm, our daughter is a tour rep and is due to go there this year..which means a couple of weeks holiday for us when we want to see her this year...I will be honest, it is not a place I would normally fancy, but at least it should be cheap!
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Hi,Kirstypark!!!
    Hope your well!!! Your are more than welcome to join our little group,the thread is 'Mortgage Overpayment Calculator Anonymous'!!!:D

    Benidorm isnt somewhere i would choose to go to either,my friend,whos 50th birthday it is,chose the destination,im not sure there will be much open in Feb,but i will let you know what its like!!:)

    Your right,this O/P obsession,is not widely understood,and i havnt a scooby as to why? Maybe someone can enlighten me?!!

    Well,i had a good day at work today,and glad im not back til next Tuesday,the break will do me good. Finally my 3 aliens on my lips,are slowly going,thank god,and i managed to make 2 tubes of zovirax last!!!:D

    NSD!!!! Needs to be,because Feb,for me,is going to be a killer!!! Still got 2 sacks of dog food left over,the bones from the butchers,means they are eating less,which is,:money:Great!!!!

    So glad the washing machine is coming tomorrow,starting to run out of socks,been wearing 2 pairs a day,cause its been so blimin cold,no heating on though!!!;)

    Feeling a bit frustrated at the minute,come to a dead end,regarding mortgage O/Ps,shouldnt be really though,ive been O/Paying for the last year at £112.90,and ive now upped to £162.90,but im still not satisfied really,but until my loan has gone,i cant really do any more.I dont know,some people are never happy!!!:(
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Hi all,
    Well ive been off work for a few days now,its been bliss spending time with me furbies!!!:)

    Washing machine arrived,brilliant service,ex was working,so he couldnt come that day to install it,could come the following day,but i was impatient,been without one all week,i'l give it a go myself,I dont need a man moment,i mean,how hard can it be? Needless to say i had to wait for me ex to come round,mortified!!;)

    Went to the dentist,my pegs,failed to let me down,3,yes 3,blimin fillings,at this rate,i'l be getting a full set of implants once me mortgage is finally paid off!!!:( I spent that day,£17.50 at the dentist,and £12.50 at Morrisons,on some bits and cider,to dull the pain,and rot the teeth a bit more,stuff it,lets have 4 fillings!!!:rotfl:

    NSD today though,mind the washing machine has been on non-stop,and so has the heating,trying to dry me clothes for Benidorm,so i'm thinking,well i wont be here for 3 days,so i wont be using any gas or electric,evens it out!!

    Apparently it isnt bikini weather in Benidorm at the minute,i dont care,im still taking it,you cant go to the Costa,without a bikini,its immoral!!:rotfl:

    Catch you all soon!!! Adios amigos!!!:D
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
  • have a lovely time...dont know about the bikini though, maybe with a cardi, scarf and ugg boots..:rotfl:
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Im home!!!!!!
    Had a great weekend in Benidorm,with the girls,spent most of the weekend a tad merry (being diplomatic there!!;))
    Kirstypark,you were blimmin right!! Me bikini,didnt see the light of day,i dont know where i thought i was going,somewhere 'hot' obviously!!:D
    All the locals were dressed in winter coats,scarfs and ugg boots,..... just like you said!!! lol:rotfl:

    Benidorm,is ok,full of sky scraper hotels,although i hate them from the 14th floor,overlooking the sea,it was a fantastc view.I expected to come home with more money than i did,but because it wasnt sunbathing weather,us 12 girlies,had to keep ourselves amused in the pubs,all day,i know,simply a tragedy!!!:D

    Anyway,home now,and its back to the MF journey,my 1st £850,mortgage account went out while i was away,consisting of £162.90 O/P,nearly wet myself with excitement,it was a beautiful sight!!:)

    And i intend,on being very frugal this month,got a few things i want to make wee dents in,yes thats you,money box,and savings account!!:D
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
  • Kodagirl
    Kodagirl Posts: 136 Forumite
    Tenth Anniversary Combo Breaker
    Well,today,i was going to update my signature,but i dont think i will bother,as i need to take one of me cats,to the vets tomorrow,i think he has been in fight,a swelling above his eye,and third eyelids are swollen,and his pupil looks cloudy.:(

    I popped into Morrissons on the way home,to get coffee,and they had full Turkey legs on offer,£3!!! I bought the dogs one each,so that was £12,not very frugal i know,but they are my babies,and i cant explain to them,there is a credit crunch on!!;) I only did it,because i thought i was doing so well,this month,that was until i saw me cat!!

    On the plus side,i did come home from work to a letter from NRAM,saying i am owed redress,its all a bit technical for me really,i dont think it will be alot,but anything that comes of my mortgage,is a bonus!!!:D
    Total Mortgage amount borrowed
    £129,176.55 Dmr 2005/ £90,485.00 :(
    Current savings £3000:T
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