Young Female Drivers Car Insurance

SLITHER99

steve-L wrote: »

:rotfl:

Not to mention I'm sure statistically more women drive in the 'screaming kids in the back' situation than men do.
Doesn't help my case as a bloke that this is exactly how I backed into a bollard!

HAHAHA
Slam and dunk!

jobdone1

I am a professional driver with an advanced driving licence. It changed the way i drive i see and react to things way before six cars ahead. When my wife drives i do not know how she gets away with some on the moves that she performs i have tried to guide her but i get my ear holes bent and told to get in the seat and drive yourself lol so i now try to sit their and ignore but it is not easy i still pick up on things especially roundabouts.

SLITHER99

jobdone1 wrote: »

I am a professional driver with an advanced driving licence. It changed the way i drive i see and react to things way before six cars ahead. When my wife drives i do not know how she gets away with some on the moves that she performs i have tried to guide her but i get my ear holes bent and told to get in the seat and drive yourself lol so i now try to sit their and ignore but it is not easy i still pick up on things especially roundabouts.

Easy: send her on an advanced course. I bet she'd love it!

jaydeeuk1

Cluckers21 wrote: »

becaaaauuuusssee in 5 years that ive been driving ive never had an accident, speeding ticket, fine or parking ticket. *touch wood*

i think that shows im a considerate driver despite my age

x

Doesn't prove a thing. I've never had an accident or been caught speeding in my 13 years / 250k or so miles, yet I go round corners on two wheels, tailgate, undertake, accelerate harshly and ruined at least one hire car (never buy an ex rental toyota from Derby area). All it proves is you've yet to be caught.

julieplackitt

mattyprice4004 wrote: »

How are we meant to know what car you're trying to insure?
We're not psychic

It's a Mini One 2002.

julieplackitt

julieplackitt wrote: »

Trying to get best car insurance quote for my daughter (17 years) who hopefully passes her test later this month. The quotes have gone through the roof, in December I was able to get for just under £2,000, now they are near £4,000. I know the law changed re sexual discrimination between boys and girls, but seriously this is ridiculous. Also notice a lot of the tips Martin has listed, such as adding experienced named drivers such as myself and her dad, are no longer making a difference. Not sure how the websites have been updated to take account of the change but it's definately not right, how do we get it sorted???:mad:

Waoow, first time using this forum and was hoping for some advise, didn't realise I would start a debate on the driving skills of men and the inequality that has now been rectified. The problem is the 'consumer' v the 'insurance companies'. The premiums should be based on statistically evidence on groups of individuals and how safely they drive. My daughter is going to do the advanced driving and hopefully this will help.

Has anyone notice and got any experience of the adding additional experienced drivers not making any difference to the premiums, this still seems to be the case in recent quotes...

Jamie_Carter

Wh05apk wrote: »

I suspect you will find that in a month or so insurers will start competing again, at the moment, they are raking in mega profits, so if you can hold off, wait a month or so, and premiums will drop.

Premiums drop!!...does that ever happen??

mkirkby

Cluckers21 wrote: »

becaaaauuuusssee in 5 years that ive been driving ive never had an accident,



x

Bet you've seen thousands though

Sorry, couldn't resist. Old gag courtesy of Jasper Carrot...

SLITHER99

julieplackitt wrote: »

The premiums should be based on statistically evidence on groups of individuals and how safely they drive.

Has anyone notice and got any experience of the adding additional experienced drivers not making any difference to the premiums, this still seems to be the case in recent quotes...

They are based on statistics. Despite the fact that your daughter is an amazing driver who will never break the law ever and is the best driver ever to grace our roads, she does still sadly fall into a specific group and she is judged just like the rest in that group. It's not just about age (although it is a factor) but also the area you live in through to the car's colour. Either way, it means you the consumer gets the short end... nothing you or I can do about it. We need to drive, insurance is a requirement, I think that's game set and match.

For what it's worth, my ADL netted me a minor amount off of my insurance (when I was 26). Right now, I see little difference in insurance premiums and, as I no longer employed in a driving capacity, it's only real use is bragging rights! Which I've yet to feel the need to reach for...

Get her onto the pass-plus course, that may help some, but I don't think you're going to get a good result overall in the grand scheme of things, sorry to say.

paddedjohn

Am in the middle of helping my 22 yr old daughter renew her insurance, £700ish last year and had an accident that was deemed her fault. Got the renewal in and she has lost 2yrs ncd so only 1yr left and her premium has jumped upto £1100, fair enough I thought but went on comparison sites and found a policy for £735 with me as a named driver but if I remove myself it drops to £604, so not always cheaper to have a parent on the policy.