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£31K and a baby horse, 2013 could be fun :)

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Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Sorry to hear you were poorly this weekend, glad you took it relatively easy though.

    Good luck with the interview on Friday and hope you have a good week.

    Windows sound like a good :money: idea

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, OH at home today and tomorrow doing windows yay, draught free house :)

    Have paid cheque in and transferred across to credit card as have enough in budget this month for trainer :)

    Did interview prep last night so all sorted for friday, havent had an interview in about 15 years so hope it goes ok, dont necessarily want to leave old job but wait and see :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :)

    Interview went well I think on friday, wait and see now, may possibly change if they offer it to me, see what current employer thinks, watch this space, no worse off if I dont get it though.

    Had hoss trainer friday afternoon and saturday, hossie was very good :D Saturday she did some work over poles, between poles and a little slalom course and didnt put a hoof wrong, I had a go too and that went well too :j She also is being introduced to a bit and had a couple of mins training on that and was very well behaved.

    A bit of spending over the weekend, bought some bits to sort out our porch and some curtain rails which went on the credit card :cool:. Also did food shop but that came out of our joint a/c, just £6 over budget so thats great. Sorted curtains out and house looks half presentable now. The new windows are fab so much warmer :)

    £5 landed from survey site today so have sent that to credit card and should have £200 odd spare from joint a/c to send to debt payment just need to wait till next monday on payday but shouldnt need to spend any money from there. Mortgage out today so another bit knocked off.:D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning world :)

    Expensive day yesterday, £387 on car insurance could have got £15 cheaper but sticking with same company as good and not enough saving to warrant it. This was paid out of savings :) Then spent £354 on car annual service and mot, didnt have enough for this so this went on my credit card :(

    Have enough in insurance savings to pay for house insurance, life insurance, OH car tax and insurance so not as bad as could be. His service is free included in a plan which comes with the finance so no more major spends on this part of the budget for the year :D

    Got another interview this afternoon, not sure if interview or just general meeting with other members of staff, watch this space. Some of my work colleagues are doing my nut in at the moment so this is definitely something to think about. I work in an office with 2 men, there was another lady too but she got made redundant just before Xmas and the 2 men just whine and moan like 2 little old ladies all the time, no one for me to banter with so slowly going out of my mind :rotfl:
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :)

    So second interview went well, it turned out not to be an interview but more of a heres another member of staff and by they way here is where you would sit informal chat type! They said they are going to get formal offer out to me within a few days so see when that lands, if money is good think it is definitely a good career move. A wee bit worried because of moving to the unknown but think it will be good, better job security etc :) Watch this space!

    Moneywise £200 spare in joint a/c this month so have transferred that to my credit card and £50 has landed from yougov so also transferred that across, so have covered 2/3rds of my car service :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hey BB! Great news on the interview result! I am so pleased for you. When will you start?

    Baby hoss looks great very chilled, you are doing well with her. We have a horse of a similar age on the yard, the owner won't do anything at all with her, not even pick up the horse's feet. Says that she will do everything when the horse turns three. The horse, through no fault of her own, is a nightmare! No manners, goes up at a moments notice, bites, barges and is generally to be avoided. Such a shame.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    hi BB, did you get the job then - well done on the interviews anyway.
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, no news about job, apparently there is an offer but will have to wait till there MD signs, so hopefully know more on Monday :) Still dont know about the pay, stamps foot impatiently ;)

    Piq thats awful about the baby hoss on your yard. I have had hossie just under a year now and she has learnt so much, really simple things, apart from long reining, she can now stand on yard tied up, farrier trims all her feet, I can do her front feet, back feet still working on but fine with farrier, I think she is taking the mick :cool: And she has learnt about rugs, stable manners, muck out round her etc and is exploring new things, we take tours round the car park etc, walk round objects over tarps and the like and hoping to do more like introduce her to traffic so she she learns now :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :)

    Mixed weekend, saturday bought some hay which was budgeted for, darn weather hurry up and warm up costing me a fortune in hay :mad: Went to B&Q took back some guttering we dont need and then got a light for our porch, also may have stopped of at the burger van for brunch :o Came home did washing and relaxed then finished the spendy day with a chinese takeaway :cool:

    Sunday was much better, not a penny spent, did hossie, cooked roast dinner from stores and listed 4 items on ebay, 2 have watchers already :)

    Apparently the job offer will be emailed and posted today so keeping an eye out on that, fingers and hooves crossed :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :)

    Got job offer £1,500 more than I currently earn which should be about £80 a month more take home :) Think I am making the right decision but still terrified :o

    Have told my line manager this am and he was ok about it, just waiting for my MD to call me back and am bricking it :o

    The extra money will be good and can hopefully pay of these debts faster :) Have couple of bids on ebay items already so pleased with that :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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