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£31K and a baby horse, 2013 could be fun :)

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Comments

  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lam thanks for dropping by, she is brave and growing too :) Too much for my liking, Baldrick was only 13.2 and she is at least 15hh already, insert worried face :rotfl:
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • I think you're heading for 16hh there...! Ironically, my neighbour is just selling her 4 year old gelding because he hasn't grown as big as she wanted.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    You're not doing too badly on the debt busting either!

    Hoss looks lovely, how clever to get her long-reining so quickly [The Captain never accepted it :o he was like a rodeo horse every time it was suggested] Even now he won't lunge but will happily free school on voice commands, no lines permitted....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, thanks for all dropping by, everyone says hoss will make 16hh, eek, am only 5'3 so a wee bit scared, but sure will get used to it, going to have to teach her to kneel or stand in ditches :rotfl:

    Min payment out today for NWP so another £27 of the total. Still waiting for survey money to come through and can then make some more overpayments.

    Small spends today dishwasher salt and some OJ cartons for OH, cheaper than him buying lunch but have been quite good with most spends :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, tfi friday :)

    2 cans of deodrant and lots of colour catcher sheets in the post last night for testing :D

    Have had 17 NSD in January :D and my first one of february today.

    No payments out but no money spent.

    Hoss trainer again this weekend, sunday and monday but have cash ready for that, need to get some hay and have cash set aside, never been so organised :rotfl:
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 February 2013 at 10:32AM
    http://www.flickr.com/photos/theonlymadman/sets/72157632679012655/

    Hossie long reining lesson yesterday :D and then one to show how much she has grown, I am just under 5'4 if that helps!

    Phiampme3-2-13_zpsa8e4b61d.jpg
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning world :)

    Carp day yesterday, broadband broke, had to get IT engineer in, I managed to crash phone system for a while, copier kept jamming and then boss decided wanted to amend a presentation I did last week for a meeting today, started it in the afternoon so where I usually leave at 5, didnt leave till nearly 7.30 :mad: Lucky got OH to do hossie as she would have been throwing a hissy fit on her own in the field :( So went down and finished hossie late. Bloomin boss ruined by NSD as by the time I finished hoss was starving and 8.30 so spent £5 on a takeaway :mad:

    Hoping today will be a better day :rotfl: copier engineer has been in so hopefully that will work better. Got more work than I know what to do with but hey at least I am not bored :cool:

    My loan has finally disappeared of my a/c summary so pleased with that. Sofa payment out today so another £30 of the debt. Got £23 in paypal from survey money so must withdraw and send to card. Waiting for some other survey money to land to so can really up my overpayments. Got to get big order of horse feed at the weekend and hoss trainer twice again but have enough in current a/c to pay for both of these :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    She looks amazing. I loved looking through the pics - she looks very chilled. :D

    I am waiting for some survey money to hit paypal too. Do you use mysurvey? do you know how long they take?
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :) Paypal money has landed so have transferred to my credit card. Small spend day today as OH's mums birthday at the weekend, need to get a card, have voucher from survey site that can use as a present :)

    LAM yes use mysurvey think from past experience its a few weeks or less know they are quite good.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :) Had a stinking cold friday and over the weekend :( Feel better now typical just in time back for work :cool:

    Friday was a LSD bought card for OH's mum and about £3 of groceries. OH helped do hoss in evening as couldnt stop sneezing.

    Saturday was still poorly so paid yard owner to feed and turn hoss out in morning, £4 but worth a lie in. Spent morning in bed resting felt much better :) Went out to stock up on hoss food, £72 on bedding which was paid out of current a/c and £136 on hay and feed which went on the card but should have some spare in current a/c at end of month to clear this.

    £20 cheque came from my auntie at the weekend, she is a bit naive about hossies and wanted to give me some money to get her a blanket :) Luckily she has hundreds :o but will put the money towards a training session for her.

    As was poorly over the weekend cancelled hoss trainer, not great but wont hurt for a week. Re-booked for friday and saturday so the £40 will be saved till then so that helps a bit.

    Sunday didnt do much did hoss, tidied up house as got new windows being installed this week, last of our "house savings", could have used this for debts but our windows are rubbish let in so many drafts is definitely worth doing and least the money is going towards something useful for the house :)

    Friday off got a job interview :eek: not sure if I want it yet but be interesting to go along and see how I fare.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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