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The final count down:)
Comments
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I have bitten the bullet and cleared the full balance of £197.50 on my Vanquis card. I should have £0 on 31/12/13 if I don't get charged £9.95 for this month.
This now means I have about £326.46 left for the rest of the year.
NSD yesterday, now running low on milk and I don't think the bread will last so a possible £2 spend will be needed.
Happy Wednesday xxSmile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Yeah it's Friday :j
Wednesday spends - £11 DS1 drama lesson
- £2 Ds2 Gym class
- £4.08 Lidl
Total - £17.08
Thursday was a NSD
Friday - - £1 ds2 school non uniform day.
- Petrol was very low and I usually fill up on a Saturday anyway. Decided to put in my £20.01 which I will take from next weeks budget.
One good thing DS1 will not have his drama lesson next week so £11 saved there. (unless I need to spend it on something else.)
I should have £20.15 in my purse but I only have £19.15.
I wonder where the other £1 has gone. hmmmSmile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Bank accounts checked and all ok.
It also looks like I was in time to have the subscription to Reading chest cancelled as no payment has been taken today and I am no longer able to log into their website.
£9.95 saved :j
Kids will be sleeping at their nan's tonight so I may go Christmas shopping today instead of tomorrow morning. Shops are open until 10pm tonight and if I get it out of the way today I can stay in tomorrow and not leave the house until it is time for work at 7pm.Smile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
NSD yesterday and today is shopping day.
Ds1 Rugby practice has been cancelled this morning. I am so tired this morning after working late last night, so I am a little happy about that
Just as I thought I would be able to save a £11 next week, ds2 school has got their Christmas shop next week and I will need to give him £10 for it
I found the £1 I lost so I have £20.15 left in my purse so that will replace the emergency £20 used to put petrol in on Thursday night.
Budget for the week was £100
Total spent was £99.45
15p under budget :beer:Smile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Yesterday I spent £19.73 in Lidl for the weekly shop which is £10 less than last week so I am sure I will have to do a top up at some point.
I also started my Christmas shopping yesterday and spent £42.96 on 4 items :eek: I was so shocked at the till, even my son said "how much?" I will admit brought a purse I fell in love with for £12.99. I thought I couldn't leave it, but when I got home and looked at it again I have now changed my mind and it has to go back. I will return it at some point this week and get a refund.
I really need to mot buy my self anything when I should be Christmas shopping for othersSmile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Spends for this week should be
- £12.50 for DS2 breakfast club
- £4 for ds 1&2 gym session tonight
- £10 for DS2 school Christmas shop.
- £20 on petrol.
I have got Thursday off :j
Right I must get up now and start getting the kids ready for school.
I hope everyone has a good day todaySmile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Yesterday the ex took the kids to the gym so I didn't have to pay £4 for it.
I did pay the £12.50 for breakfast club and got yet another sms from school asking for another 50p and then ds2 came home with the 3rd sponsorship form. I have not sent any of the others back but it looks like they want to remind me about it. It's just a real shame they haven't dealt with assessing ds2 in class yet after asking a month ago:(Smile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Bank accounts checked and only my savings DD has gone out today and have received my child benefit payment.
Time to get the kids up for school nowSmile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
Kids now at school. DS2 has used his own money to spend at the school santa shop.
Gave ds1 £2.50 for his cooking class.
I saw the state of ds1 school shoes, he really does need a new pair :eek:Smile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170 -
£62.17 paid on my Egg card leaving the balance at £4099.41. I really wanted to clear this by 31st December but this will not happen now:(
I have put my debt free date back by 2 to 3 months now and this is because we had to go to my granddad's funeral which was abroad.
One good this was we had a fantastic time away in the sun for 3 weeks and I have not been on a family trip for so long now.
It was worth every penny:)Smile loan - £2821.98 / £0:)
Lloyds CC - £3102.54 / £3071.51
B'Card - £7615.65 / £7444.30
Bank of mom - £6000 / £6000
28/02/17 £ 19,540.17 / £16515.81 05/04/170
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