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SF's road to mortgage freedom!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ljaneyr wrote: »
    I'm on the 'I'm tired so I'm going to eat everything in sight' wagon :o
    Me too :o plus the 'I'm not that happy at the moment' one too :( meh.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    I hope everything's OK?
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ljaneyr wrote: »
    I'm on the 'I'm tired so I'm going to eat everything in sight' wagon :o
    Me too :o plus the 'I'm not that happy at the moment' one too :( meh.

    I'm on the "I've started so I'll finish" wagon :o.

    Hope you're both ok xx
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ljaneyr wrote: »
    I hope everything's OK?
    Work isn't that great at the moment - need to remember that food won't make me feel better in the long run!
    gallygirl wrote: »
    I'm on the "I've started so I'll finish" wagon :o.
    Ooh, I know that one well too... :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Okay, so the first of the month always makes me ponder things slightly. Time to get back on the straight and narrow and focus more on the month ahead.

    In exciting news (well it is to me! :o ) the daily mortgage interest has gone below the £10 :j :j to £9.97 to be exact :D it's all going in the right direction, woohoo. All the OP'ing is paying off!

    First NSD today as well; took lunch to work with me and didn't need to spend anything. I don't count DDs in my NSD count, otherwise I'd hardly get any :rotfl: as we have lots of DDs that go out at different times.

    The one big money thing that will happen this month is we pay the balance off for our Canada/America holidays, which will leave the holiday account empty... worth it though :) I think we'll sell some shares that we have to get our spending money, we shall see nearer the time.

    And, as I weighed myself this morning and I'm the highest weight I've ever been :( I need to start being honest with what I eat.

    breakfast - breakfast biscuits
    lunch - banana, orange, yogurt
    snack - 2 chocolate digestives
    dinner - hairy dieters chili salmon with spaghetti.

    I'm under my calorie allowance for today, according the MFP. I'm hoping to keep it that way :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Exciting news - well to me it is - our mortgage is down to the next 10,000's bracket :j :j our mortgage currently stands at £109,950.00 :j can't wait until it's 5 figures :D


    I'm also glad it's the weekend; this week has been hard, long and frustrating at times.

    NSD 2 for me today too :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You are going great guns on the OPs SF :T

    I always like reading your diary as it is so focused, I'm sure that you can apply the same rigour to healthy eating *before going to North America*.

    I've been to the US 3 times now, each time I put on nearly a stone :o
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    I'm sorry work's being a pain, but well done SF on the mortgage :T Both the interest and the balance too :beer:

    I find my life seems to yoyo between periods when I'm really focused and times when everything seems to get away from me, then I reach a limit and start to focus again. Whether its weight, fitness or money, I thinks it's the natural cycle of things for me!

    I hope you enjoy the long weekend!

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on mortgage.
    Enjoy your time off.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You are going great guns on the OPs SF :T

    I always like reading your diary as it is so focused, I'm sure that you can apply the same rigour to healthy eating *before going to North America*.

    I've been to the US 3 times now, each time I put on nearly a stone :o
    Ooh it's nice to see you back! And thanks :) I'm aiming to lose a stone before we go so that I can put it on again whilst we're there ;)
    ljaneyr wrote: »
    I'm sorry work's being a pain, but well done SF on the mortgage :T Both the interest and the balance too :beer:

    I find my life seems to yoyo between periods when I'm really focused and times when everything seems to get away from me, then I reach a limit and start to focus again. Whether its weight, fitness or money, I thinks it's the natural cycle of things for me!

    I hope you enjoy the long weekend!
    I'm exactly the same - I'm an all-or-nothing person I think :o I need to focus now though, before time runs out! and you too :)
    beanielou wrote: »
    Great news on mortgage.
    Enjoy your time off.
    Thanks beanie :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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