SF's road to mortgage freedom!

WishIwasstill25

Hi Sf -

No idea how to quote in a reply, but (Lois too) Henry's are fantastic, and reliable and very long lasting, my issue with them is that there are no wheels in the bit of the Henry that you have to push along the ground (can't think of the word for it) so it tends to be harder work on anything other than commercial, hardwearing, council type carpet styles, but I think it's the lack of wheels that allows it to get so close to the ground.

SF - Fantastic saving & OP this month, WOW, I'm very impressed, much congratulations. I like your way of thinking about overpaying by at least the interest added, I shall add that to my mental targets. :T

Think about your Mr Ms spend as only 7% of what you have saved…..

slowlyfading

AlexLK wrote: »

Rather fantastic if you ask me, not that I'm an authority on how to be good with money.

Where are you going in America?

It's pretty good as months go at the moment for us We're going to Canada and America - Niagra Falls, Ottowa, Montreal, Toronto, Washington DC, Boston, Philadelphia, New York - very excited

WishIwasstill25 wrote: »

Hi Sf -

No idea how to quote in a reply, but (Lois too) Henry's are fantastic, and reliable and very long lasting, my issue with them is that there are no wheels in the bit of the Henry that you have to push along the ground (can't think of the word for it) so it tends to be harder work on anything other than commercial, hardwearing, council type carpet styles, but I think it's the lack of wheels that allows it to get so close to the ground.

SF - Fantastic saving & OP this month, WOW, I'm very impressed, much congratulations. I like your way of thinking about overpaying by at least the interest added, I shall add that to my mental targets. :T

Think about your Mr Ms spend as only 7% of what you have saved…..

Didn't realise there were no wheels on the hoover? It does the job for us and thanks! By OPing just the interest alone makes quite a big impact, and doesn't make me feel like we're not doing anything I'm liking the % thing too...

Lois_E

Sounds like great progress to me, SF. Well done. :T

slowlyfading

Lois_E wrote: »

Sounds like great progress to me, SF. Well done. :T

Thank you

Need to stop counting down the days til the summer and live in the moment a bit more

AlexLK

Sounds like you're going on the trip of a lifetime! As for living in the moment, something I really like to do with my son is go for a walk in the countryside, spotting various wildlife / birds / things that live near the riverside etc. then have a picnic in the back of the LR. This probably is your idea of a nightmare but it was one of the first things I did in an attempt to stop spending money and I now really look forward to the weather being dry enough to do it.

slowlyfading

Going for a walk and a picnic is something me and DH do often, it's lovely when the weather is warmer obviously, it does depend on what's in the picnic....

Hurdler

slowlyfading wrote: »

It's pretty good as months go at the moment for us We're going to Canada and America - Niagra Falls, Ottowa, Montreal, Toronto, Washington DC, Boston, Philadelphia, New York - very excited


Didn't realise there were no wheels on the hoover? It does the job for us and thanks! By OPing just the interest alone makes quite a big impact, and doesn't make me feel like we're not doing anything I'm liking the % thing too...

I like that idea of the interest as a starting point ... Adds to spreadsheet - just because !!!

edinburgher

That holiday sounds fastastic, I hope you are bringing *a lot* of spending money :eek:

My brother and his wife tried similar, but I think they ended up feeling a bit curtailed and grumpy at points, as they didn't allow for the costs (having to change hotel plans mid trip etc.)

Done right, few places are more fun than North America.

slowlyfading

Hurdler wrote: »

I like that idea of the interest as a starting point ... Adds to spreadsheet - just because !!!

Do it! It means you're still chipping away

edinburgher wrote: »

That holiday sounds fastastic, I hope you are bringing *a lot* of spending money :eek:

We are :eek: :eek: :eek:

My brother and his wife tried similar, but I think they ended up feeling a bit curtailed and grumpy at points, as they didn't allow for the costs (having to change hotel plans mid trip etc.)

Done right, few places are more fun than North America.

We've done some sums, as I don't want us to go and then not be able to do some things because of money, but we've set a limit that I don't want us to cross at the same time. It's hard though, as I'm not sure what to budget for different things.

Maybe the answer should just be: lots :rotfl: :rotfl:

slowlyfading

It's the start of the Easter holidays :j :j

I've had a lovely lie in this morning and then pottered around. I ate a late breakfast than sat and watched tv for a bit with a cuppa. Bliss!

I've been to Mr S today for the shopping today and spent £37 which is much better got lots of yummy things planned for the week, including some Chinese chicken thighs with egg fried rice, all HM :drool:

Tonight we're going to listen to a choir in a local church; we went last year and they were great. We're going to go out for tea first at a restaurant near there which serves some wonderful fresh food; I'm fancying one of their salads I think

I've been for a short bike ride this afternoon; that's only the second time I've been on it but it was lovely and it's made me feel very :A which is daft, I know!

Nothing much else to report