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SF's road to mortgage freedom!

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That would be lovely to have in future years, especially with DS giggling! I'm really chuffed it went so well :)
    2023: the year I get to buy a car
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Not at all! I like teaching, but I'm enjoying all this as well :)

    Glad to hear that. :) I've spent the last few weeks volunteering in a primary school on a more general level than just teaching Music. I would really like to do a PGCE and then try teaching in a school but am not confident I'd cope and don't want to let my hypothetical class down.
    Thank you! DS was quite giggly during the whole process which was quite off putting at times ;) :rotfl: and thanks, I shall let you know if I do!

    That's a wonderful memory, SF. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Karmacat wrote: »
    That would be lovely to have in future years, especially with DS giggling! I'm really chuffed it went so well :)
    Thank you :)
    AlexLK wrote: »
    Glad to hear that. :) I've spent the last few weeks volunteering in a primary school on a more general level than just teaching Music. I would really like to do a PGCE and then try teaching in a school but am not confident I'd cope and don't want to let my hypothetical class down.
    You wouldn't be letting them down; I think you'll do well :)
    That's a wonderful memory, SF. :)
    It certainly is :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sunday, July 17th.

    We've had such a lovely day today. We drove up to Aysgarth Falls with my parents and did the circular walk up there in the sunshine. We had lunch in the cafe which is next to the car park, though I was good and had a jacket potato with tuna mayo. DH had a very yummy looking bacon sandwich with Wensleydale cheese though - I hate having food envy! DS is happy being in his carrier during the walk and chatters away which is incredibly cute. I feel very blessed today :)

    Only three days left of work too, which is definitely a long time coming! Everyone at work is shattered and we are all ready for the break; I know I've only been back since May but it's been a looooong term. I'm so looking forward to having so much time to spend with DS and enjoying the summer together. He's 1 in three weeks time :eek:

    Positive things today:
    • Happy, family time.
    • Sunshine!


    Happy Sunday :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Thanks SF. :) I'm going to an open day on Tuesday. Still don't know whether I'll submit an application in the autumn or not, or how I'll explain away the past 7-8 years of my life if I do submit an application.

    Really does sound like you've had a wonderful day. :) Can't quite believe your son is 1 in three weeks, time flies. At the moment, I'm trying to get over the fact my son will be in Year 1 come September. :eek: :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wednesday, July 20th.

    It's the end of term :j :j I have six weeks to spend lots of time with my beautiful boy :) I am so looking forward to spending lots of time with him, just me and him like it was on maternity leave :)

    One thing he's definitely not a fan of at the moment is the heat; he's so miserable on a night as he just can't keep cool, just like the rest of us. Only we can understand what's going on and although we might not like it, know that there's not much that can be done to change the temperature. He doesn't understand that; he's been up since 4:45am today as he was too hot and grumpy to sleep any longer.

    Positives today:
    • End of term :j
    • NSD :)
    • Transferred £200 into s&s isa
    • Purchased 100 shares of Halfords
    • Chocolate :o
    Happy hump day!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
    • Purchased 100 shares of Halfords

    Hi SF

    Your investing methodology is totally different to my own in that you pick individual companies that offer decent dividends and that you personally believe in. I'd be really interested to understand how you manage the costs. Maybe it would make for an interesting blog article?

    If you detailed the platform you use, the thought process and key data points behind a decision to invest, along with all the costs involved, it could serve as a basic step by step "getting started with investing" article. Sounds like something that could pick up a lot of search traffic! Maybe your platform would even stump up a fee for being featured?

    I'm seriously considering starting a blog of my own, and I think tracking a very small number of individual shares could make for interesting reading, but I'll only get involved if it can be done cheaply. Your help could definitely end up giving me a bit of a kick start :)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your investing methodology is totally different to my own in that you pick individual companies that offer decent dividends and that you personally believe in. I'd be really interested to understand how you manage the costs. Maybe it would make for an interesting blog article?

    If you detailed the platform you use, the thought process and key data points behind a decision to invest, along with all the costs involved, it could serve as a basic step by step "getting started with investing" article. Sounds like something that could pick up a lot of search traffic! Maybe your platform would even stump up a fee for being featured?

    I'm seriously considering starting a blog of my own, and I think tracking a very small number of individual shares could make for interesting reading, but I'll only get involved if it can be done cheaply. Your help could definitely end up giving me a bit of a kick start :)
    That does seem like a good idea, although my investing choices are not particularly detailed! I shall write one though, thanks for the tip :(

    If you want a referral when you start your blog, let me know ;)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thursday, July 21st.

    I have been down to Sheffield today, to visit my grandparents as it's their 65th wedding anniversary today :love: :kisses3: my Grandma is now in a nursing home as she has dementia, but me and Grandpa went to visit her. We took a cake and they had a little party in their dining room :) I got a bit emotional as I don't know how much she understood about what was going on, but it was so lovely. DS came too but he wasn't so patient about everything... typical baby!

    So, not much else done today other than traveling and then at the nursing home this afternoon. DS is still not a fan of the heat, and neither I am to be honest. Typical British person complaining about the weather :rotfl: he's waking up really early (around 5am) each morning and is a bit tetchy at the moment and I don't think it's another tooth coming through?

    Positives today:
    • NSD :)
    • Spending time with my grandparents
    • Anniversary cake! :D


    Happy Thursday, everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    65 years.Wow.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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